Breathe Easier - Split Bills into 4 Smaller Payments1
We'll pay your bill. You pay us back in 4 smaller payments.1
- We pay your bills directly
- Know your fees upfront1
- Change repayment dates

Popular billers
Deferit is an independent bill payment service and is not affiliated with or endorsed by the biller.
Pay your bills in 41
Create an account and upload a bill in minutes. Let us do the rest.
Upload your bill
Snap a photo of your bill or choose a file.
We pay it
We pay your bill, even if your biller only takes checks!
Choose how you pay
Pay upfront or in smaller payments due every two weeks. It’s that easy.

Pay your bills in 41
Create an account and upload a bill in minutes. Let us do the rest.
Pay in full or in 4 smaller payments1
Need flexibility? Make your budget go the extra distance by paying in smaller payments.
Build your credit
history3
Eligible payments with Deferit are reported to credit bureaus to help build credit history.
Take a photo of your bill
to pay it
Simply take a photo of your bill and we take care of the rest! Whether paid online, by ACH, or by check.
Bill Pay that can help build credit history3
Make the most of your bills by getting eligible everyday payments reported to TransUnion®, Experian®, and Equifax®.
Learn more
Let us negotiate your bills for you4
Send us bills you want lowered and leave the rest to us. Our experts negotiate with your providers on your behalf.
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