Breathe Easier - Split Bills into 4 Smaller Payments1

We've got you covered with bills! We'll pay them now. You pay us in 4 smaller payments over time.

  • We pay your bills directly
  • Know your fees upfront1
  • Change repayment dates
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Pay your bills in 41

Create an account and upload a bill in minutes. Let us do the rest.

Upload your bill

Upload your bill

Snap a photo of your bill or choose a file.

We pay it

We pay it

We pay your bill upfront. Even if your biller only takes checks!

Choose how you pay

Choose how you pay

Pay upfront or in smaller payments due every two weeks. It’s that easy.

Pay your bills in 4<sup>1</sup>

Pay your bills in 41

Create an account and upload a bill in minutes. Let us do the rest.

Pay now or pay later in 4 <br>smaller payments.

Pay now or pay later in 4
smaller payments.

Need flexibility? Make your budget go the extra distance by paying in smaller payments.

Build your credit<br>history<sup>2</sup>

Build your credit
history2

Each payment with Deferit is reported to credit bureaus to help build credit.

The fastest and easiest<br>way to pay any bill

The fastest and easiest
way to pay any bill

Simply take a photo of your bill and we take care of the rest! Whether paid online, by ACH, or by check.

Bill Pay that builds credit2

Make the most of your bills by getting everyday payments reported to TransUnion®, Experian®, and Equifax®.

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Bill Pay that builds credit<sup>2</sup>

Save over $200 a year on your bills3

Send us bills you want lowered and leave the rest to us. Our experts do all the hard work to get you the best deals.

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Save over $200 a year on your bills<sup>3</sup>

Pay any type of bill with Deferit4

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Rent

Water

Gas

Healthcare

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Rent

Water

Gas

Healthcare

Business

Vet

Choose the membership that’s right for you1

Switch plans or cancel anytime.

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You're in great company

But don't take our word for it, see what other people are saying!

Review stars
Where is the 10 star rating. This business is amazing. I have used them for 4 bills and it's a life saver. Easy to get a hold of with no nasty surprises makes budgeting so much easier.
Sara

Actual customer review

Review stars
Sceptic at first with nothing to lose, but the website and the App works exactly as described - have now paid a few bills with ZERO issues. The bills have been paid on the date requested...
Emma

Actual customer review

Review stars
Excellent system that allows you to pay your bills on time during difficult situations. They only charge a reasonable monthly charge! Have been using it to pay phone and electricity...
Maddy

Actual customer review

Review stars
What a great service! Easy to use, nothing hidden, all is as they say it is. Great to know it is there when you need it. Highly recommend Deferit.
Adam

Actual customer review

Review stars
Deferit is user friendly! It has saved me from fees on outstanding bills and I no longer stress about bills. I recommend it to all my family and friends. Great service!
Benjamin

Actual customer review