Breathe Easier - Split Bills into 4 Smaller Payments1

We'll pay your bill. You pay us back in 4 smaller payments.1

  • We pay your bills directly
  • Know your fees upfront1
  • Change repayment dates
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Pay your bills in 41

Create an account and upload a bill in minutes. Let us do the rest.

Upload your bill

Upload your bill

Snap a photo of your bill or choose a file.

We pay it

We pay it

We pay your bill, even if your biller only takes checks!

Choose how you pay

Choose how you pay

Pay upfront or in smaller payments due every two weeks. It’s that easy.

Pay your bills in 4

Pay your bills in 41

Create an account and upload a bill in minutes. Let us do the rest.

Pay in full or in 4 smaller payments

Pay in full or in 4 smaller payments1

Need flexibility? Make your budget go the extra distance by paying in smaller payments.

Build your credit history

Build your credit
history3

Eligible payments with Deferit are reported to credit bureaus to help build credit history.

Take a photo of your bill to pay it

Take a photo of your bill
to pay it

Simply take a photo of your bill to submit it for payment.1

Bill Pay that can help build credit history3

Make the most of your bills by getting eligible everyday payments reported to TransUnion®, Experian®, and Equifax®.

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Bill Pay that can help build credit history

Let us negotiate your bills for you4

Send us bills you want lowered and leave the rest to us. Our experts negotiate with your providers on your behalf.

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Let us negotiate your bills for you

Pay many types of bills with Deferit2

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Rent

Water

Gas

Healthcare

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Rent

Water

Gas

Healthcare

Business

Vet

Choose the membership that’s right for you1

Switch plans or cancel anytime.

Membership plan comparison. LITE, $14.99/mo. MAX, $19.99/mo, marked Favorite. ULTRA, $24.99/mo. Split bills in 4 installments: included in LITE, MAX and ULTRA. Build credit history: included in LITE, MAX and ULTRA. Access to Bill Negotiation: included in LITE, MAX and ULTRA. No late fees: not included in LITE; included in MAX and ULTRA. Unlimited Bill Negotiation: not included in LITE or MAX; included in ULTRA, with the note Only with Ultra. Membership plan comparison. LITE, $14.99/mo. MAX, $19.99/mo, marked Favorite. ULTRA, $24.99/mo. Split bills in 4 installments: included in LITE, MAX and ULTRA. Build credit history: included in LITE, MAX and ULTRA. Access to Bill Negotiation: included in LITE, MAX and ULTRA. No late fees: not included in LITE; included in MAX and ULTRA. Unlimited Bill Negotiation: not included in LITE or MAX; included in ULTRA, with the note Only with Ultra.

You're in great company

But don't take our word for it, see what other people are saying!

Deferit really helps take the pressure off.

The reminders, the simple setup, and the flexible payment options make managing my bills so much less stressful.

SB
Shandy Google Play review

Super helpful and easy to use

The app is easy to use, and being able to split my bill payments into smaller amounts has made managing my budget so much easier.

K
Kiki0610 App Store review

Thank you, Deferit.

When an exceptionally high utility bill came due from unexpected frigid weather, Deferit was there to provide relief.

RD
Robin Google Play review

I love Deferit.

I use Deferit to help with my phone bill and I've done that for many, many months. And now I just used it to pay my internet bill.

SW
Shirley Google Play review

At first I thought it was a gimmick!

Once I got the app it was so easy and simple to use while paying bills. Deferit paid two of my bills in one month! Best decision I ever made by trusting Deferit.

E
esh25 App Store review