Deferit - pay bills online
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Split any bill in 4 today

Always interest free, no late fees

Save on pay on time rewards

Enjoy flexible payment dates

$5.99 monthly fee only charged when you have an active bill

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You're in great company!

Join over 500,000 users discovering a better way to budget and pay their bills.

4.9 Review star Facebook
4.9 Review star Google
4.9 Review star App store
Facebook review
Review stars
Where is the 10 star rating. This business is amazing. I have used them for 4 bills and it's a life saver. Easy to get a hold of with no nasty surprises makes budgeting so much easier. THANK YOU to the team at DeferIt.
-Adam S.
App store review
Review stars
Omg the best decision I ever made defer it
This has been the biggest life saver a single mum could ever need from medical to auto to insurance to car repairs and most of all rego there's some weeks I'm so des…
-Claire D.
Play store review
Review stars
Easy to use, convenient, never have to worry about my phone bills. Well thought out app indeed. I hope it grows into something more, so much potential.
-Marcel K.
Facebook review
Review stars
Great solution for when all your bills come at once, next to no fees is sweet too.
-Paul D.
App store review
Review stars
The $5.99 monthly account fee is nothing compared to the late fees companies love to hand out […] This is such a genius idea and will help so many people who find themselves in a pickle, it'll also mean easier budgeting…
-Tash T.
Play store review
Review stars
Sceptic at first with nothing to lose, but the website and the App works exactly as described - have now paid a few bills with ZERO issues. The bills have been paid on the date requested - and I could even defer half the bill and not…
-James H.
Facebook review
Review stars
Where is the 10 star rating. This business is amazing. I have used them for 4 bills and it's a life saver. Easy to get a hold of with no nasty surprises makes budgeting so much easier. THANK YOU to the team at DeferIt.
-Adam S.
App store review
Review stars
Omg the best decision I ever made defer it
This has been the biggest life saver a single mum could ever need from medical to auto to insurance to car repairs and most of all rego there's some weeks I'm so des…
-Claire D.
Play store review
Review stars
Easy to use, convenient, never have to worry about my phone bills. Well thought out app indeed. I hope it grows into something more, so much potential.
-Marcel K.

Questions?

Find out more about how Deferit works.

questions

How does Deferit work?

Deferit is an interest-free payment and budgeting tool for bills. We pay your bill upfront, and you pay it back in 4 flexible instalments. Simply upload your bill, and we’ll take care of the rest.

When and how much are payments?

When uploading your bill, you specify the date for us to pay your bill and the amount you would like us to pay on that date. Your 4 payments begin on this date and we take the first instalment whilst paying your bill upfront and in full. This includes our subscription fee if you don’t have an active subscription.

How do I upload a bill?

Paying a bill has never been easier! Simply click the “Upload a bill” button when logged in to our website or mobile app, snap a pic of your bill or upload from your library/files. Specify the amount and date to pay your biller and that’s it!

Is there really no interest or late fees?

That’s right. We don’t charge interest and we don’t believe in late fees! How do we keep the lights on? There’s a $5.99 monthly fee for up to $2,000 of balance to pay bills. This fee is taken with your first instalment and then on the 1st of the month if you have active bills with us at that time. You only pay the monthly fee if you have active bills.

Still have more questions?

Search our comprehensive Help Centre to find your answer. If you’re still stuck, reach out to our expert Australian-based Customer Heroes who are always happy to help!

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