Split any bill in 4 today

Always interest free, no late fees

Save on pay on time rewards

Enjoy flexible payment dates

Only pay monthly fee when you have an active bill

You're in great company!

But don't take our word for it, see what other people are saying!

Where is the 10 star rating. This business is amazing. I have used them for 4 bills and it's a life saver. Easy to get a hold of with no nasty surprises makes budgeting so much easier.

Sara

Sceptic at first with nothing to lose, but the website and the App works exactly as described - have now paid a few bills with ZERO issues. The bills have been paid on the date requested...

Emma

Excellent system that allows you to pay your bills on time during difficult situations. They only charge a reasonable monthly charge! Have been using it to pay phone and electricity...

Maddy

What a great service! Easy to use, nothing hidden, all is as they say it is. Great to know it is there when you need it. Highly recommend Deferit.

Adam

Deferit is user friendly! It has saved me from late fees on outstanding bills and I no longer stress about bills. I recommend it to all my family and friends. Great service!

Benjamin

Questions?

Find out more about how Deferit works.

How does Deferit work?

Deferit is an interest-free payment and budgeting tool for bills. We pay your bill upfront, and you pay it back in 4 flexible instalments. Simply upload your bill, and we’ll take care of the rest.

When and how much are payments?

When uploading your bill, you specify the date for us to pay your bill and the amount you would like us to pay on that date. Your 4 payments begin on this date and we take the first instalment whilst paying your bill upfront and in full. This includes our subscription fee if you don’t have an active subscription.

How do I upload a bill?

Paying a bill has never been easier! Simply click the “Upload a bill” button when logged in to our website or mobile app, snap a pic of your bill or upload from your library/files. Specify the amount and date to pay your biller and that’s it!

Is there really no interest or late fees?

That’s right. We don’t charge interest and we don’t believe in late fees! How do we keep the lights on? There’s a $7.99 monthly fee for up to $2,000 of balance to pay bills. This fee is taken with your first instalment and then on the 1st of the month if you have active bills with us at that time. You only pay the monthly fee if you have active bills.

Still have more questions?

Search our comprehensive Help Centre to find your answer. If you’re still stuck, reach out to our expert Australian-based Customer Heroes who are always happy to help!