The fastest, most flexible way to pay your bills
Get started in 3 simple steps
Upload a bill
Snap a photo of your bill, choose how much to pay, and get instant confirmation.
We pay your bill
We pay your biller the full amount chosen upfront while you pay it in instalments.
Pay it back in 4
We split the cost of the payment into 4 instalments every two weeks. Always interest-free. No late fees.
Pay bills later. Not late.
Stay in control of your finances. Always.Get started
Your all in one budgeting tool
With Deferit you can add and keep track of all your bills, pay in instalments, get reminders so you never miss a due date or lose a pay-on-time discount, and much, much more!
Align your payments with your life
We get it, life happens! Move any of your payments and change dates for free with Deferit. You’re always in control of your finances and cashflow.
Get up to $2,000 balance
Stay ahead of all your bills with up to $2,000 balance. No interest and no late fees. Ever!
Clear & Simple
$5.99 a month for up to $2,000 of balance to pay bills.Get started
No balance, no fees.
Only pay the monthly fee when you're actively paying bills.
That’s right, you'll never be charged interest on a deferral!
No late fees. Ever.
We don't believe in late fees or any other hidden fees.
How we're different
You've already met Buy Now Pay Later. Now meet Deferit.
Complete customer support
Got a question? Search our comprehensive Help Centre to find your answer. If you're still stuck, reach out to our expert Customer Heroes who are always happy to help!