The fastest, most flexible way to pay bills.

Supercharge your budget by paying any bill in instalments and never pay a late fee again. Move payments whenever you need, completely interest-free.

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Get started in 3 simple steps

Upload a bill

Upload a bill

Snap a photo of your bill, choose how much to pay, and get instant confirmation.

We pay your bill

We pay your bill

We pay your biller the full amount chosen upfront while you pay it in instalments.

Pay it back in 4

Pay it back in 4

We split the cost of the payment into 4 instalments every two weeks. Always interest-free. No late fees.

Clear & Simple

$7.99 a month for up to $2,000 of balance to pay bills.

Clear & Simple

$7.99 a month for up to $2,000 of balance to pay bills.

No balance, no fees.

No balance, no fees.

Only pay the monthly fee when you're actively paying bills.

No interest.

No interest.

That’s right, you'll never be charged interest. You can even move payments for free!

No late fees. Ever.

No late fees. Ever.

We don't believe in late fees or any other hidden fees.

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Clear & Simple Clear & Simple

Pay bills later. Not late.

Stay in control of your finances. Always.

Your all-in-one budgeting tool

Your all-in-one budgeting tool

With Deferit, you can keep track of all your bills, pay in instalments, get reminders so you never miss a due date and capture pay-on-time discounts, and much, much more!

Align your payments with your life

Align your payments with your life

We get it, life happens! Move any of your payments and change dates for free with Deferit. You’re always in control of your finances and cashflow.

Get up to $2,000 balance

Get up to $2,000 balance

Stay ahead of all your bills with up to $2,000 balance. No interest and no late fees. Ever!

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How we’re different

You’ve met Buy Now Pay Later. Now meet Deferit.

BUY NOW
PAY LATER
Reduces your debt levels
No
Yes
Doesn’t encourage excess spending
No
Yes
Change payment dates at no cost
No
Yes
No late fees
No
Yes
Improves cashflow and financial management
No
Yes
Check out our Myth Buster page to know more about common misconceptions.

Complete customer support

Got a question? Search our comprehensive Help Centre to find your answer. And if you're still stuck reach out to our expert Customer Heroes who are always happy to help!

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Complete customer support Complete customer support