How Does Pay Bills Now Pay Later Work - deferit

The fastest, most flexible way to pay your bills

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Experience

Get started in 3 simple steps

Take a photo of your bill

Upload a bill

Snap a photo of your bill, choose how much to pay, and get instant confirmation.

Pay bill in 4

We pay your bill

We pay your biller the full amount chosen upfront while you pay it in instalments.

Take a photo of your bill

Pay it back in 4

We split the cost of the payment into 4 instalments every two weeks. Always interest-free. No late fees.

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Budgeting

Pay bills later. Not late.

Stay in control of your finances. Always.

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Pricing

Clear & Simple

A$5.99 a month for up to $2,000 of balance to pay bills.

Get Started
Clear & Simple
No balance, no fees.

No balance, no fees.

Only pay the monthly fee when you're actively paying bills.

No interest.

No interest.

That’s right, you'll never be charged interest on a deferral!

No late fees. Ever.

No late fees. Ever.

We don't believe in late fees or any other hidden fees.

Our promise

How we're different

You've already met Buy Now Pay Later. Now meet Deferit.

BUY NOW
PAY LATER
Reduces debt levels
No
Yes
Does not encourage excess spending
No
Yes
Able to move payments for free
No
Yes
Doesn’t charge late fees
No
Yes
Improves cashflow and financial management
No
Yes
Check out our Myth Buster page to learn more about common misconceptions.
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