Pay and budget Nectr bills better

Get the flexibility to pay bills your way and pay over time in 4 easy instalments. Always interest free. No late fees.

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Easy. Peasy. Bill payments.

Create an account and upload a bill in minutes. Let us do the rest.

Upload a bill

Upload a bill

Snap a photo of your bill or choose a file to upload.

We pay your bill

We pay your bill

We pay your bill upfront and your biller gets the funds right away.

Choose how you pay

Choose how you pay

Pay upfront or in instalments due every two weeks. Always interest-free. No late fees!

Easy. Peasy. Bill payments.

Easy. Peasy. Bill payments.

Create an account and upload a bill in minutes. Let us do the rest.

Pay later in four easy<br>payments

Pay later in four easy
payments

Need flexibility? Make your budget go the extra distance by paying in instalments.

Goodbye late fees,<br>hello pay on time discounts

Goodbye late fees,
hello pay on time discounts

Lock in all the benefits of paying bills on time and watch those savings stack up!

The fastest and easiest<br>way to pay any bill

The fastest and easiest
way to pay any bill

Simply take a photo of your bill and we take care of the rest! Whether BPAY, Bank transfer, or online.

Pay bills later. Not late.

Supercharge your budget by paying any bill in instalments and avoid nasty late fees. Move payments for added flexibility whenever you need, completely interest-free.

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Pay bills later. Not late.

Pay any type of bill with Deferit

Energy

Car rego

Insurance

Phone

Healthcare

Childcare

Water

Council

Schooling

Mechanic

Vet

Gas

Energy

Car rego

Insurance

Phone

Healthcare

Childcare

Water

Council

Energy

Car rego

Insurance

Phone

Healthcare

Childcare

Water

Council

Schooling

Mechanic

Vet

Gas

Utilities

Business

Eligibility criteria applies. Instalment payments are unavailable for credit, loan, retail purchases or other similar payments.

You're in great company!

But don't take our word for it, see what other people are saying!

Review stars
Where is the 10 star rating. This business is amazing. I have used them for 4 bills and it's a life saver. Easy to get a hold of with no nasty surprises makes budgeting so much easier.
Sara

Actual customer review

Review stars
Sceptic at first with nothing to lose, but the website and the App works exactly as described - have now paid a few bills with ZERO issues. The bills have been paid on the date requested...
Emma

Actual customer review

Review stars
Excellent system that allows you to pay your bills on time during difficult situations. They only charge a reasonable monthly charge! Have been using it to pay phone and electricity...
Maddy

Actual customer review

Review stars
What a great service! Easy to use, nothing hidden, all is as they say it is. Great to know it is there when you need it. Highly recommend Deferit.
Adam

Actual customer review

Review stars
Deferit is user friendly! It has saved me from late fees on outstanding bills and I no longer stress about bills. I recommend it to all my family and friends. Great service!
Benjamin

Actual customer review