Pay and budget bills better

One simple membership for all your bills. Pay over time in 4 smaller payments. Bill Pay that builds credit. Get lower rates on your existing services.

Get started Button arrow
Hero Hero

Monthly membership applies, cancellable anytime. Payments incur a 99c processing fee. Customers start with a balance of $100-$400. Balance may increase with good payment behavior.

Popular billers

And thousands more… ›

Pay your bills in 4

Create an account and upload a bill in minutes. Let us do the rest.

Upload your bill

Upload your bill

Snap a photo of your bill or choose a file.

We pay it

We pay it

We pay your bill upfront. Even if your biller only takes checks!

Choose how you pay

Choose how you pay

Pay upfront or in smaller payments due every two weeks. It’s that easy.

See how it works Button arrow
Pay your bills in 4

Pay your bills in 4

Create an account and upload a bill in minutes. Let us do the rest.

Pay now or pay later in four<br>easy payments

Pay now or pay later in four
easy payments

Need flexibility? Make your budget go the extra distance by paying in smaller payments.

Build your credit<br>history

Build your credit
history

Each payment with Deferit is reported to credit bureaus to help build credit.

The fastest and easiest<br>way to pay any bill

The fastest and easiest
way to pay any bill

Simply take a photo of your bill and we take care of the rest! Whether paid online, by ACH, or by check.

Bill Pay that builds credit

Make the most of your bills by getting everyday payments reported to TransUnion®, Experian®, and Equifax®.

Learn more Button arrow
Bill Pay that builds credit

Save over $200 a year on your bills

Send us bills you want lowered and leave the rest to us. Our experts do all the hard work to get you the best deals.

Learn more Button arrow
Save over $200 a year on your bills

Based on average savings obtained in a recent month for all our customers.

Pay any type of bill with Deferit

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Rent

Water

Gas

Healthcare

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Rent

Water

Gas

Healthcare

Business

Vet

Eligibility criteria applies. Installment payments are unavailable for credit, loan, retail purchases or other similar payments.

Apply for a membership today

membership-table membership-table
Apply now Button arrow

You're in great company!

But don't take our word for it, see what other people are saying!

Review stars
Where is the 10 star rating. This business is amazing. I have used them for 4 bills and it's a life saver. Easy to get a hold of with no nasty surprises makes budgeting so much easier.
Sara

Actual customer review

Review stars
Sceptic at first with nothing to lose, but the website and the App works exactly as described - have now paid a few bills with ZERO issues. The bills have been paid on the date requested...
Emma

Actual customer review

Review stars
Excellent system that allows you to pay your bills on time during difficult situations. They only charge a reasonable monthly charge! Have been using it to pay phone and electricity...
Maddy

Actual customer review

Review stars
What a great service! Easy to use, nothing hidden, all is as they say it is. Great to know it is there when you need it. Highly recommend Deferit.
Adam

Actual customer review

Review stars
Deferit is user friendly! It has saved me from late fees on outstanding bills and I no longer stress about bills. I recommend it to all my family and friends. Great service!
Benjamin

Actual customer review

Footer action hero

Got a bill?

Download the Deferit app or sign up online today and join more than 500,000 happy customers.
Review star Review star Review star Review star Review star
15k+ Reviews
Get started Button arrow