We Pay Your Electricity Bill. You Pay Us Back Later.

Pay electric bill online. Interest free. No late fees.

Deferit pays your electricity bill upfront, and you pay it back in 4 easy installments.

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The Deferit app showing 3 options to split bills in 4, build your credit and save on your bills. The Deferit app showing 3 options to split bills in 4, build your credit and save on your bills.

Monthly membership is $14.99, cancellable anytime. Payments incur a 99c processing fee. T&Cs and Eligibility Criteria apply.

Pay later in four easy<br>payments

Pay later in four easy
payments

Need flexibility? Make your budget go the extra distance by paying in installments.

Build your credit history

Build your credit history

Each payment is reported to credit bureaus to help build credit history. A good credit score helps with better loans, credit cards and more!

The fastest and easiest<br>way to pay any bill

The fastest and easiest
way to pay any bill

Our payment method is easy! Simply take a photo of your bill and we pay it. Whether paid online, by ACH, or by check.

How it works

Upload a bill

Upload a bill

Snap a photo of your electricity bill, choose how much to pay and get instant confirmation!

We pay your bill

We pay your bill

We pay the provider directly and the full amount chosen upfront. You pay us back in installments.

Pay it back in 4

Pay it back in 4

Enjoy the convenience of paying us back in 4 installments, charged every two weeks. Interest-free. No late fees.

Pay any type of bill with Deferit

We do Electric bill pay and more! Whether it is a one time payment or regular bill payments! We've paid bills of all shapes and sizes. Always interest free, no late fees.

Phone and Internet

Phone and Internet

Verizon

AT&T

T-Mobile

Xfinity

Sprint

Electricity and Gas

Electricity and Gas

Duke Energy

Georgia Power

Entergy

Florida Power

Alabama Power

Insurance

Insurance

Progressive Auto

State Farm

Allstate

The General Insurance

Direct Auto

Health

Health

Dental care

Chiropractic

Myotherapy

Pyschology

Physiotherapy

And many more!

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You're in great company!

But don't take our word for it, see what other people are saying!

Review stars
Where is the 10 star rating. This business is amazing. I have used them for 4 bills and it's a life saver. Easy to get a hold of with no nasty surprises makes budgeting so much easier.
Sara

Actual customer review

Review stars
Sceptic at first with nothing to lose, but the website and the App works exactly as described - have now paid a few bills with ZERO issues. The bills have been paid on the date requested...
Emma

Actual customer review

Review stars
Excellent system that allows you to pay your bills on time during difficult situations. They only charge a reasonable monthly charge! Have been using it to pay phone and electricity...
Maddy

Actual customer review

Review stars
What a great service! Easy to use, nothing hidden, all is as they say it is. Great to know it is there when you need it. Highly recommend Deferit.
Adam

Actual customer review

Review stars
Deferit is user friendly! It has saved me from late fees on outstanding bills and I no longer stress about bills. I recommend it to all my family and friends. Great service!
Benjamin

Actual customer review

Frequently asked questions

Frequently asked questions