Let us negotiate your bills
1Members save an average of $228 a year on negotiated bills without changing providers.1
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Expert negotiation
We negotiate with providers across internet, phone and TV.
Save time and hassle
Our experienced team does the work so you don't have to.
No savings, no negotiation fee
If we can't lower your bill, you don't pay a negotiation fee.1
Direct support
Get exclusive access to a member of our team for the entire process.
We specialize in bills both big and small
Get started
Deferit is an independent bill payment service and is not affiliated with or endorsed by the biller.
Get started in 3 simple steps
1. Upload a bill
Upload a bill you'd like us to negotiate.
2. We negotiate for you
Our expert team looks for better rates, credits, ongoing discounts or other benefits for you.
3. We keep you updated
We'll send updates on our progress and let you know if we find savings.
Clear and Simple
Unlock bill negotiation and more with a membership from $14.99/month. It renews monthly, and you can cancel anytime.1
If we don’t save you money, there’s no extra charge. If we do, we split the savings 50/50. For example, save $100, and you keep $50. Simple and hassle-free!
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You're in
great company
But don't take our word for it, see what other people are saying!
Deferit really helps take the pressure off.
The reminders, the simple setup, and the flexible payment options make managing my bills so much less stressful.
Super helpful and easy to use
The app is easy to use, and being able to split my bill payments into smaller amounts has made managing my budget so much easier.
Thank you, Deferit.
When an exceptionally high utility bill came due from unexpected frigid weather, Deferit was there to provide relief.
I love Deferit.
I use Deferit to help with my phone bill and I've done that for many, many months. And now I just used it to pay my internet bill.
At first I thought it was a gimmick!
Once I got the app it was so easy and simple to use while paying bills. Deferit paid two of my bills in one month! Best decision I ever made by trusting Deferit.
FAQs
We call the provider on your behalf and use comparative rates, industry knowledge and professional experience to try to get you a lower rate. This can save you time, money and hassle!
Firstly, you’ll only pay a negotiation fee if we get you savings. If we can’t lower your bill, there’s no negotiation fee. If we do save you money, we take half of the savings you will get over a 12 month period, with the remaining savings all yours to keep. A quick example: Your original bill is $70 per month and we get it down to $60 per month. The monthly savings of $10 per month sums up to $120 over a year. Our share is $60.
Once we’ve confirmed we’ve gotten you savings we will send you an invoice for the negotiation fee. You can usually expect this within a week, with payment due within two weeks following that. You can choose how you’d like to pay and change this at any time prior to payment. There is no additional charge if you want to use our installment plan option to pay for your invoice - we’re all about giving you the flexibility of how you want to pay!
We’re able to negotiate a lot of bills, if you’re unsure just give it a try - there’s no harm! Our most popular and successful bills are internet, phone and cable services. Unfortunately some service providers aren’t open to providing discounts and we aren’t able to get you savings with utilities, insurance, credit card or medical bills at this time.
We ask for the absolute minimum amount of information required by the service provider in order to negotiate your bill. This is different for each provider. The information Deferit requests is solely used for the purposes of verifying your account with the provider and negotiating your bill. We take security and privacy seriously and all information is handled with bank level security.
