Inside Budgeting
The best articles about how you can be a better budgeter

Dental Benefits Reset: Schedule Before Your Insurance Renews
Your dental insurance maximum resets January 1 and unused benefits don't roll over. Here's how to maximize your coverage before year-end.

End of Year Eye Exam: Use Vision Benefits Before They Expire
Vision benefits expire at year-end. Eye exams cost $136 without insurance vs $25 with. Use your coverage before it resets.

End of Year Medical Bills: The Complete Use It or Lose It Guide
FSA funds, dental maximums, and vision allowances all vanish December 31. Then January hits with higher premiums and reset deductibles. Here's your game plan.

FSA Deadline Medical Bills: Use It or Lose It Before December 31
December 31 is coming fast. Learn what FSA expenses qualify, whether you have a grace period, and last-minute strategies to use every dollar before it disappears.

Holiday ER Bills: What to Expect When Urgent Care Is Closed
When urgent care closes for holidays, the ER is your only option. Know what to expect for wait times, costs, and how to manage surprise bills.

Why Your January Insurance Bill Is So Much Higher — And What You Can Do About It
January premiums reflect new rates, up 6% to nearly $27,000 for family coverage. Here's what's driving increases and how to manage the cost.

5 Signs Your Heating Bill is About to Explode (and What to Do)
Discover the 5 warning signs that predict higher heating costs and learn practical solutions to reduce your bill by up to 30% this winter.

Christmas Lights to Space Heaters: The Real Cost of Winter Comfort
Your December energy bill is higher than usual. Here's what's actually costing you money, and what you can enjoy guilt-free.

Electric vs Gas Heating: Which Bill Hurts More?
Gas vs electric heating isn't one-size-fits-all. Compare winter costs, heat pump exceptions, regional electricity prices, and installation trade-offs.

Emergency Furnace Repair Costs and What to Do If You Can't Pay
Your furnace just broke and your house is getting cold. Here's your action plan: what to do right now, what repairs typically cost, and how to pay if money is tight.