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      Pay bills in 4 Pay any bill in 4 flexible installments
    • Credit builder icon
      Bill Pay Build credit with every bill payment
    • Bill savings icon
      Bill Savings Save over $200 a year on your bills
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Inside Budgeting

The best articles about how you can be a better budgeter

Debt Consolidation vs Debt Management
Ceyda Erem
Ceyda Erem

Debt Consolidation vs Debt Management

Discover the key differences between debt consolidation and debt management programs. Learn which debt solution works best for your financial situation and explore alternatives to get debt-free faster.
How to Budget & Save Money
Ceyda Erem
Ceyda Erem

How to Budget & Save Money

If you want to find out where your money is going each month, the first place to start is a budget. Our blog shares tips and tricks for a solid financial plan.
How to Save on Your Electric Bill
Ceyda Erem
Ceyda Erem

How to Save on Your Electric Bill

Discover proven strategies to lower your electric bill and reduce energy costs. Learn practical tips for cutting usage, energy-efficient devices worth investing in, and flexible bill payment options.
Guide to Personal Financial Goals
Ceyda Erem
Ceyda Erem

Guide to Personal Financial Goals

Master your personal financial goals with proven strategies for short-term and long-term success. Learn how to set achievable financial goals, pay off debt, build emergency savings, and create lasting wealth.
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Deferit is located at 780 3rd Ave, New York, NY 10017, US

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The Deferit “Split bills in 4” feature is available in select states. We will inform you, based on your address, whether the “Split bills in 4” option is available to you upon onboarding. Split bills in 4 is subject to eligibility and a down payment may be required. The Credit Builder feature, Bill Savings and our bill management platform are available in all states.

Deferit charges a monthly membership. No lock-ins. All payments are subject to a processing fee of $0.99. Customers start with a balance of $100-$400. Balance may increase with good payment behavior.

  • How it works icon
    Pay bills in 4 Pay any bill in 4 flexible installments
  • Credit builder icon
    Bill Pay Build credit with every bill payment
  • Bill savings icon
    Bill Savings Save over $200 a year on your bills
  • About Us
  • Help Center
  • Business
  • Get started
  • Login