Build credit with every bill payment
Make the most of your bills by getting everyday payments reported to TransUnion®, Experian®, and Equifax®.
Trusted by over 500,000 happy customers!
The example credit score and improvement shown in this diagram are for illustrative purposes only and do not guarantee specific results for individual users. Actual credit score improvement may vary based on various factors, including individual financial behavior and credit history.
How it works
Upload your bill to Deferit
Add a bill and choose how much you want to pay. We take care of the rest.
Pay now or pay later
Pay upfront or in installments while we pay your bill right away.
Your payments build credit
Your payments are reported every month to build your credit.
Your score has a big impact
The difference when financing a $30,000 car over 72 months.
Credit score
600
Interest rate
11.33%
Total payments made
$41,480
Credit score
710
Interest rate
4.55%
Total payments made
$34,338
Ashley ends up saving $7,100+ thanks to a better credit score!
Comparison data is based on calculations from Experian's report on the State of the Automotive Finance Market 2020. Please note that financing rates and prices are subject to change regularly, and the comparison provided is for illustrative purposes only.
Get startedBuild credit that matters
We target the most important factors that make up your score: credit age, low credit utilization, and on-time payments.
Payments are reported to the 3 major bureaus TransUnion®, Experian®, and Equifax®. Get the best coverage regardless of which score a lender will use.
