Get Paid Upfront Without Chasing Invoices
You get paid directly by Deferit. Your customers pay back Deferit later.
No fees. No setup. Just refer your customers.
How it works
Let your customers know about Deferit as a payment option.
You keep the money - whether the customer pays us back or not.
Why businesses choose Deferit
You get paid upfront for invoices. Your customers pay over time.
Paid Upfront
Deferit pays your invoice. Your customer repays Deferit over time.
Improve collections
Repayment is between Deferit and the customer.
Zero cost to you
No fees or hidden charges. You keep the payment even if the customer doesn't repay Deferit.
How it works for your customers
Your customer buys a Deferit membership and uploads a bill. Online or in app. Most customers get a starting limit of $100–$400 to use for invoices.
Want to see what your customers experience?
You can sign up as a Deferit member to explore the customer payment flow firsthand.
Is Deferit right for your business?
Designed for businesses that issue invoices with a due date.
This is for you if...
You send customers an invoice-
You want invoices paid early (without chasing)
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Your customers like flexibility to pay over time
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Your customers want to build credit history with bill payments
This is NOT for you if...
You don't send invoices-
You take payments in real time
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Your invoices are mostly over $400
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You enjoy chasing customers for payments
FAQ
How do I add Deferit as a payment option for my customers?
You can get started right away. Enter your email and business name above and we'll send you a link, which you can share with your customers.
How does Deferit work for customers?
Customers sign up with Deferit, buy a monthly membership (which they can cancel at anytime) and upload a copy of their invoice. With Deferit's Pay in 4 option, Deferit pays the invoice upfront and the customer repays Deferit in four smaller, interest-free installments. Customers can choose to simply pay the invoice upfront if preferred.
How will my customers benefit from using Deferit?
More customers can access your services and get your invoice paid upfront by Deferit, whilst they pay it back in 4 installments.
Deferit charges customers a monthly membership fee, which they can cancel at anytime.
What happens if my customer doesn't pay?
Once you're paid upfront by Deferit, the money is yours, even if the customer doesn't pay back Deferit. Deferit manages the collections process with the customer directly. The relationship is between the customer and Deferit.
How will my business benefit from using Deferit?
You get more invoices paid. Without any fees and or hidden costs.
Because the repayments are between Deferit and the customers, Deferit handles the customer payments, support, and follow-up.
Are Deferit's payment systems secure?
Absolutely. All customer connections and data transmission to and from Deferit is secured using the same high-grade 256-bit end to end encryption that banks use. Protecting sensitive information is our top priority.
What is the cost of Deferit?
Deferit is free for small businesses. There are no merchant fees, setup fees, or ongoing charges. And offering Deferit can be as simple as adding a link to your emails and payment options.
Deferit is funded through a simple monthly membership paid by customers who use the service.