Split eligible bills in 4
1
We can pay your bill directly
Change repayment dates
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But don't take our word for it, see what other people are saying!
Deferit really helps take the pressure off.
The reminders, the simple setup, and the flexible payment options make managing my bills so much less stressful.
Super helpful and easy to use
The app is easy to use, and being able to split my bill payments into smaller amounts has made managing my budget so much easier.
Thank you, Deferit.
When an exceptionally high utility bill came due from unexpected frigid weather, Deferit was there to provide relief.
I love Deferit.
I use Deferit to help with my phone bill and I've done that for many, many months. And now I just used it to pay my internet bill.
At first I thought it was a gimmick!
Once I got the app it was so easy and simple to use while paying bills. Deferit paid two of my bills in one month! Best decision I ever made by trusting Deferit.
Frequently asked questions
Deferit is a bill payment and budgeting tool. With the Pay in 4 feature we pay your bill and you pay it back in 4 smaller payments. Simply upload your bill and we’ll take care of the rest. If you don’t want to split your bill into installments but want to pay bills by card in one convenient location, our Pay in 1 feature allows you to simply take a photo of the bill you want to pay, pay the amount via Deferit and we pay the bill for you. We’ll even mail a check for you if your biller requires it!
Membership is $14.99–$24.99/month and renews monthly until cancelled. There is a $1.99 application fee, even if declined. Processing fees apply. When uploading your bill, you specify the date for us to pay your bill and the amount you would like us to pay on that date. Your 4 payments begin on this date and we take the first installment while paying your bill upfront and in full.
Paying a bill has never been easier! Simply click the “Upload a bill” button when logged in to our website or mobile app, snap a pic of your bill or upload from your library/files. Specify the amount and date to pay your biller and that’s it!
Membership $14.99–$24.99/month; renews monthly until cancelled. $1.99 application fee, even if declined. Processing fees apply. First payment may be required upfront. Some customers may be subject to a security deposit, confirmed after application. Subject to approval; selected states. Terms apply. You can cancel anytime, directly in the app or online.
Signing up for Deferit does not impact your credit score. When you pay for a membership, we perform a quick soft inquiry to verify your identity, which doesn’t affect your credit score. However, your usage and payment history with us may affect your credit over time. Consistently making on-time payments can positively impact your credit score, as we report eligible payments to the credit bureaus. Late payments can negatively affect your credit score.
Still have more questions?
Search our comprehensive Help Center to find your answer. If you’re still stuck, reach out to our expert Customer Heroes who are always happy to help!
