The easiest, most flexible way to pay your bills

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Experience

Get started in 3 simple steps

Take a photo of your bill

Upload a bill

Snap a photo of your bill, choose how much to pay, and get instant confirmation.

Pay bill in 4

We pay your bill

We pay your biller the full amount chosen upfront while you pay it in instalments.

Take a photo of your bill

Get cashflow flexibility

We split the cost of the payment into 4 instalments every two weeks. Always interest-free. No late fees.

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Budgeting

Pay bills later. Not late.

Stay in control of your finances. Always.

Get Started
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Pricing

Clear & Simple

$7.99 a month for up to $2,000 of balance to pay bills.

Get Started
Clear & Simple
No balance, no fees.

Simple subscription

Just like Netflix, a simple low-cost monthly subscription. Easy!

No interest.

No interest.

You’ll never be charged interest on our flexible installment plans.

No late fees. Ever.

No late fees. Ever.

We don't believe in late fees or any other hidden fees.

Our promise

How we're different

You may have heard of Buy Now Pay Later. Meet Deferit.

BUY NOW
PAY LATER
Improves cashflow and financial management
No
Yes
Does not encourage excess spending
No
Yes
Ability to move any of your payments as you choose
No
Yes
Doesn’t charge late fees
No
Yes
Reduces debt levels
No
Yes
Check out our Myth Buster page to learn more.
Support

Complete customer support

Got a question? Search our comprehensive Help Centre to find your answer. If you're still stuck, reach out to our expert Customer Heroes who are always happy to help!

Go to help center
Support