Pay bills in 4 installments

We pay bills now, you pay us back later over 4 interest-free installments. No late fees, just a simple monthly membership.

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Monthly membership is $14.99, cancellable at any time. All payments made with card have a 99c processing fee.

Get started in 3 simple steps

Upload a bill

Upload a bill

Snap a photo of your bill and choose how much to pay.

We pay your bill

We pay your bill

We pay the full amount chosen upfront directly to your biller.

Get cashflow flexibility

Get cashflow flexibility

You pay over 4 interest-free installments due every two weeks.

Clear & Simple

$14.99 a month to pay bills in 4 simple installments. Most customers start off with a balance of $200-$400 and build from there.

Clear & Simple

$14.99 a month to pay bills in 4 simple installments. Most customers start off with a balance of $200-$400 and build from there.

Simple membership.

Simple membership.

Just like Netflix, a simple low-cost monthly membership. Easy!

No interest.

No interest.

You'll never be charged interest on our flexible installment plans.

No late fees. Ever.

No late fees. Ever.

We don't believe in late fees or any other hidden fees.

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Clear & Simple Clear & Simple

Pay bills later. Not late.

Stay in control of your finances. Always.

Your all-in-one budgeting tool

Your all-in-one budgeting tool

Keep track of all your bills, pay in installments, get reminders to never miss a due date, capture payment discounts, and much, much more!

Align your payments with your life

Align your payments with your life

We get it, life happens! Move any of your payments and change dates for free with Deferit. You're always in control of your finances and cashflow.

Get your balance today

Get your balance today

Stay ahead of all your bills with your Deferit balance. Most customers start with a balance between $200 and $400 and can work up from there.

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How we're different

You may have heard of Buy Now Pay Later. Now meet Deferit.

BUY NOW
PAY LATER
Reduces debt levels
No
Yes
Doesn't encourage excess spending
No
Yes
Change payment dates at no extra cost
No
Yes
No late fees
No
Yes
Improves cashflow and financial management
No
Yes
Check out our Myth Buster page to know more about common misconceptions.

Complete customer support

Got a question? Search our comprehensive Help Center to find your answer. And if you're still stuck reach out to our expert Customer Heroes who are always happy to help!

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Complete customer support Complete customer support