The easiest, most flexible way to pay bills.

Whether upfront or in installments. Enjoy flexible repayments and never pay a late fee or interest again.

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Get started in 3 simple steps

Upload a bill

Upload a bill

Snap a photo of your bill and choose how much to pay.

We pay your bill

We pay your bill

We pay your biller the full amount chosen upfront while you pay it in installments.

Get cashflow flexibility

Get cashflow flexibility

We split the cost of the payment into 4 installments every two weeks. Always interest-free. No late fees.

Clear & Simple

$14.99 a month to pay bills and build up to $2,000 balance that can be used to split bills into installments.

Clear & Simple

$14.99 a month to pay bills and build up to $2,000 balance that can be used to split bills into installments.

Simple subscription.

Simple subscription.

Just like Netflix, a simple low-cost monthly subscription. Easy!

No interest.

No interest.

You'll never be charged interest on our flexible installment plans.

No late fees. Ever.

No late fees. Ever.

We don't believe in late fees or any other hidden fees.

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Clear & Simple Clear & Simple

Pay bills later. Not late.

Stay in control of your finances. Always.

Your all-in-one budgeting tool

Your all-in-one budgeting tool

With Deferit, you can keep track of all your bills, pay in instalments, get reminders so you never miss a due date and capture pay-on-time discounts, and much, much more!

Align your payments with your life

Align your payments with your life

We get it, life happens! Move any of your payments and change dates for free with Deferit. You're always in control of your finances and cashflow.

Get up to $2,000 balance

Get up to $2,000 balance

Stay ahead of all your bills with up to $2,000 balance. No interest and no late fees. Ever!

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How we're different

You may have heard of Buy Now Pay Later. Now meet Deferit.

BUY NOW
PAY LATER
Reduces debt levels
No
Yes
Doesn't encourage excess spending
No
Yes
Change payment dates at no extra cost
No
Yes
No late fees
No
Yes
Improves cashflow and financial management
No
Yes
Check out our Myth Buster page to know more about common misconceptions.

Complete customer support

Got a question? Search our comprehensive Help Center to find your answer. And if you're still stuck reach out to our expert Customer Heroes who are always happy to help!

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Complete customer support Complete customer support