The easiest, most flexible way to pay your bills
Get started in 3 simple steps
Upload a bill
Snap a photo of your bill, choose how much to pay, and get instant confirmation.
We pay your bill
We pay your biller the full amount chosen upfront while you pay it in instalments.
Get cashflow flexibility
We split the cost of the payment into 4 instalments every two weeks. Always interest-free. No late fees.
Your all in one budgeting tool
With Deferit you can add and keep track of all your bills, pay in instalments, get reminders so you never miss a due date or lose a pay-on-time discount, and much, much more!
Align your payments with your life
We get it, life happens! Move any of your payments and change dates for free with Deferit. You’re always in control of your finances and cashflow.
Get up to $2,000 balance
Stay ahead of all your bills with up to $2,000 balance. No interest and no late fees. Ever!
Simple subscription
Just like Netflix, a simple low-cost monthly subscription. Easy!
No interest.
You’ll never be charged interest on our flexible installment plans.
No late fees. Ever.
We don't believe in late fees or any other hidden fees.
How we're different
You may have heard of Buy Now Pay Later. Meet Deferit.
Complete customer support
Got a question? Search our comprehensive Help Centre to find your answer. If you're still stuck, reach out to our expert Customer Heroes who are always happy to help!
Go to help center