Pay bills in 4 smaller payments
Protect your Circle by protecting your budget. Deferit lets you split everyday bills into 4 smaller payments. We pay your bill now, you pay later.
Get started
Where is the 10 star rating. This business is amazing. I have used them for 4 bills and it's a life saver. Easy to get a hold of with no nasty surprises makes budgeting so much easier.
Sceptic at first with nothing to lose, but the website and the App works exactly as described - have now paid a few bills with ZERO issues. The bills have been paid on the date requested...
Excellent system that allows you to pay your bills on time during difficult situations. They only charge a reasonable monthly charge! Have been using it to pay phone and electricity...
What a great service! Easy to use, nothing hidden, all is as they say it is. Great to know it is there when you need it. Highly recommend Deferit.
Deferit is user friendly! It has saved me from fees on outstanding bills and I no longer stress about bills. I recommend it to all my family and friends. Great service!
We've helped with over 2 Million bills
Pay almost any bill in 4 smaller payments
Create an account, upload a bill in minutes and let us do the rest. Start with $100–$400 to split bills into 4 interest-free payments.


Save money on your bills over time
Send us bills you want lowered and leave the rest to us. Our experts do all the hard work to get you the best deals.
The most we've saved is $1,180. See what you can save.
Bill pay that helps build credit history
Make the most of your bills by getting everyday payments reported to TransUnion®, Experian®, and Equifax®.
The average member improves their credit score by 30 pts in 3 months.
