Biller name
Arab Electric Cooperative, Inc
HQ: Arab, AL
Legal name
Arab Electric Cooperative, Inc
Website
Deferit is unaffiliated with Arab Electric Cooperative, Inc
Deferit can pay your Arab Electric Cooperative, Inc bill now, and you pay it later.1
Your repayment schedule
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Enter your bill amount to see your payment schedule.
Monthly membership applies, cancelable anytime. All payments incur a processing fee.
How to pay Payment methods Support FAQ
Need to split your Arab Electric Cooperative, Inc bill into installments?
Retrieved July 2026 · Source: arab-electric.org.
| Arab Electric Cooperative, Inc payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Arab Electric Cooperative, Inc's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Arab Electric Cooperative, Inc offers payment arrangements, limits are set by Arab Electric Cooperative, Inc based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Arab Electric Cooperative, Inc at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Arab Electric Cooperative, Inc's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per payment. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Arab Electric Cooperative, Inc and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Arab Electric Cooperative, Inc bills only | Arab Electric Cooperative, Inc and most other US household bills |
| Learn more → |
*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.
Arab Electric Cooperative, Inc Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | (256) 586-3196 |
Retrieved July 2026 · Source: arab-electric.org/contact · current departmental phone numbers and hours of operation.
About Arab Electric Cooperative, Inc
Arab Electric Cooperative (AEC) is a member-owned cooperative established in 1947 to provide electric service to the region.
Arab Electric Cooperative bills commonly include monthly service charges, kilowatt-hour energy consumption, fuel cost adjustments, applicable taxes, and demand charges for commercial accounts. Deferit is unaffiliated with Arab Electric Cooperative.
How to Pay Your Arab Electric Cooperative, Inc Bill
- Online: Visit https://arab-electric.org/pay-bill to pay online using your account.
- Phone: Call (256) 586-3196, option 1 to pay by credit card, debit card, or e-check.
- Mail: Mail payment to PO Box 1068, Guntersville, AL 35976; accepts cash, check, money order, or e-check.
- In-Person: Pay in person at 331 South Brindlee Mountain Parkway, Arab, AL 35016.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Arab Electric Cooperative, Inc Payment Methods & Addresses
Retrieved July 2026 · Source: arab-electric.org/pay-bill.
Pay your Arab Electric Cooperative, Inc bill with Deferit
Pay now and split it into 4 installments, once every two weeks.
Learn more →Common Questions About Arab Electric Cooperative, Inc
Can I use Deferit to pay my Arab Electric Cooperative, Inc bill? ›
Yes. Enter your Arab Electric Cooperative, Inc bill amount in Deferit and we pay Arab Electric Cooperative, Inc in full right away. You repay us in 4 bi-weekly installments.
Split this bill in 4What payment methods does Arab Electric Cooperative, Inc accept? ›
Arab Electric Cooperative, Inc typically accepts online payments via credit card, debit card, or bank transfer. Visit arab-electric.org or contact their support team for the most up-to-date options.
Does Arab Electric Cooperative, Inc offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Arab Electric Cooperative, Inc's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Arab Electric Cooperative, Inc bill on time? ›
Contact Arab Electric Cooperative, Inc directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026