Biller name
AT&T
HQ: Dallas, TX
Legal name
AT&T Inc.
Website
Also known as
AT&T Wireless · AT&T Fiber · AT&T Internet · AT&T Phone
Deferit is unaffiliated with AT&T
Pay your AT&T bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support Late fees FAQ Split into installments
AT&T Account & Billing Support
| Department | Number / Channel | Hours |
|---|---|---|
| AT&T customer service Main | 800-288-2020 | Hours vary by service and department |
| Technical support | 800-331-0500 | Hours vary by service and department |
| Online chat | att.com/support/contact-us | Select your service for chat options and customer service numbers |
Retrieved May 2026 · Source: att.com/support/contact-us · current departmental phone numbers and hours of operation.
AT&T Bill Types
About AT&T
AT&T Inc. is a U.S. telecommunications company headquartered in Dallas, Texas. AT&T provides wireless service, AT&T Fiber and AT&T Internet home internet, AT&T Internet Air and Fixed Wireless, and AT&T Phone home phone service. DIRECTV is now a separate company and is billed separately.
AT&T bills commonly include wireless plans, device installment payments, home internet or fiber, home phone, equipment fees, taxes, fees, and add-ons. Deferit is unaffiliated with AT&T.
How to Pay Your AT&T Bill
- Online: att.com/pay or att.com/fastpay or the myAT&T app · card, Apple Pay, PayWithMyBank, and bank-account options.
- Phone: dial *PAY (*729) English or *PAGAR (*72427) Spanish from any phone on your account.
- Mail: make checks payable to AT&T and use the remittance address for your service shown on your bill.
- In-person: AT&T stores, authorized payment locations, and CheckFreePay agent payment centers.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved May 2026 · Source: att.com/support/article/my-account/KM1009340 ·att.com/how-to/pay-your-bill ·att.com/support/article/wireless/000095109 .
Late Fees & Payment Policies
| Policy / Fee | Amount | Notes |
|---|---|---|
| Wireless late-payment charge | Charged on each bill not paid in full by the due date, subject to applicable law | AT&T does not publish a single wireless dollar figure live, amount is subject to applicable law |
| Internet late payment fee | Up to $9.99 (Fiber / Internet / Internet Air) · up to $9.75 (DSL) · up to $7.75 (Fixed Wireless) | Per-payment fee if you don't pay by the due date |
| AT&T Phone late payment fee | Up to $9.99 | Per-payment fee if you don't pay by the due date |
| Restoral / reconnection fee | Internet: up to $35 per service · AT&T Phone: $35 per account · agreement: no more than $50 per incident | Added to your next bill when service is restored after a nonpayment suspension |
| Returned payment (NSF) fee | Up to $30 per check | Also called Nonsufficient Funds or Returned Payment Fee, charged when a payment is declined |
| Payment convenience fee | Up to $5 per bill / payment | If you pay with the assistance of an agent, customer service, or collections rep |
Retrieved May 2026 · Source: att.com/legal/terms.consumerServiceAgreement.html ·att.com/legal/terms.ATTInternetConsumerFeeSchedule.html ·att.com/legal/terms.attPhoneFeeSchedule.html ·att.com/support/article/my-account/KM1048108
Need to split your AT&T bill into installments?
If you can't pay by your due date, AT&T lets eligible accounts schedule a payment arrangement online to avoid service interruption. You review a payment calendar and pick an available date past your due date. Late fees still apply if you pay after the due date, and a reconnection fee applies if you don't pay by the date you agreed to and service is suspended.
If the goal is to pay the bill in full now and split the cost into smaller repayments, Deferit can pay an eligible AT&T bill on your behalf and let you repay it in 4 smaller installments.
Retrieved May 2026 · Source: att.com/support/article/my-account/KM1025834 .
| AT&T Payment Arrangement |  Deferit | |
|---|---|---|
| How to access | Set up a payment arrangement online by reviewing the payment calendar and selecting an available date. If no dates past your due date are available, you aren't eligible to schedule one. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | You commit to pay with the selected payment method on the chosen date. Payments scheduled to post after your original bill due date can't be changed or canceled. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by AT&T at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | A convenience fee applies if you call or chat with an agent to make or schedule the arrangement. Paying through the automated phone system or online is free. Late fees still apply if you pay after the due date. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Late fee added. Service may be suspended. A reconnection or restoral fee is added to your next bill if service is suspended and then restored. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | AT&T bills only | AT&T and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your AT&T bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About AT&T
Does AT&T charge a late fee? ›
Yes. AT&T may assess a late-payment charge on each bill not paid in full by the due date, subject to applicable law. For home internet the late payment fee is up to $9.99 for Fiber, Internet, and Internet Air, up to $9.75 for DSL, and up to $7.75 for Fixed Wireless. For AT&T Phone the late payment fee is up to $9.99. The exact amount may vary by service and state law.
Retrieved May 2026 · Source: att.com/legal/terms.consumerServiceAgreement.html ·att.com/legal/terms.ATTInternetConsumerFeeSchedule.html ·att.com/legal/terms.attPhoneFeeSchedule.html
What happens if I miss an AT&T payment? ›
A late-payment charge may be added, and AT&T may suspend your service until your balance is paid. To restore service you pay your full past-due balance and then wait about five minutes. Your next bill will contain a service reconnection or restoral fee. For home internet and AT&T Phone the restoral fee is up to $35, and the customer agreement caps it at no more than $50 per incident.
Retrieved May 2026 · Source: att.com/support/article/my-account/KM1048108 ·att.com/legal/terms.consumerServiceAgreement.html ·att.com/legal/terms.ATTInternetConsumerFeeSchedule.html
How do I pay my AT&T bill online? ›
Go to att.com/pay and sign in, or pay without signing in at att.com/fastpay using your account number or AT&T phone number and ZIP Code. You can also use the myAT&T app. AT&T accepts debit and credit cards (Mastercard, Visa, American Express, Discover, JCB, Diners Club), Apple Pay, and PayWithMyBank, signed-in customers can also pay from a checking or savings account.
Retrieved May 2026 · Source: att.com/support/article/my-account/KM1009340 ·att.com/how-to/pay-your-bill
Can I split my AT&T bill into 4 installments? ›
AT&T doesn't offer a true 4-installment split. Its payment arrangement program may let eligible accounts schedule a payment for an available date past the due date, but late fees still apply if you pay late. For an actual 4-installment split, Deferit can pay your AT&T bill in full now and let you repay across 4 bi-weekly installments. Eligibility check before you commit.
Retrieved May 2026 · Source: att.com/support/article/my-account/KM1025834
How do I get the AT&T AutoPay discount? ›
Enroll in AutoPay and paperless billing. With a bank account/ACH or the AT&T Points Plus Card from Citi you save $10 per month for each wireless phone line and internet account. With a debit card you save $5 per month per line and internet account. The discount appears on a later bill after enrollment.
Retrieved May 2026 · Source: att.com/support/article/wireless/000095109
How do I contact AT&T account and billing support? ›
AT&T customer service is at 1-800-288-2020 and technical support is at 1-800-331-0500. For chat options and the customer service number for your specific service, go to att.com/support/contact-us and select your service. Hours vary by service and department.
Retrieved May 2026 · Source: att.com/support/contact-us
Where do I mail my AT&T payment? ›
Make checks payable to AT&T and include your account number or payment slip. Mailed payments can take up to 10 days to receive and post. AT&T Wireless: P.O. Box 6416, Carol Stream, IL 60197-6416. U-verse TV, AT&T Internet, or Phone: P.O. Box 5014, Carol Stream, IL 60197-5014. DSL or home phone: P.O. Box 5080, Carol Stream, IL 60197-5080. Confirm the address on your bill.
Retrieved May 2026 · Source: att.com/support/article/my-account/KM1009340
Customer Service Tips for AT&T Customers
Have these ready before you call. Account number or active AT&T phone number, billing ZIP Code, last bill amount, your passcode, and preferred payment method. From any phone on your account, dial *PAY (*729) for the automated payment system.
How to read charges on an AT&T bill. AT&T bills group charges by service. Look for monthly plan charges, device installment payments, equipment fees, and any one-time fees such as activation, restoral, or late-payment charges. Compare the current statement against last month's to spot what changed.
How to lower your bill. Switch AutoPay to a bank account/ACH or the AT&T Points Plus Card from Citi for a $10/month discount per wireless line and internet account, or use a debit card for $5/month, and enroll in paperless billing. Review device installments and add-ons. If the challenge is timing cash flow rather than reducing recurring costs, Deferit's Pay-in-4 option can split your bill in 4 installments, subject to eligibility.
Retrieved May 2026 · Sources: att.com/support/article/my-account/KM1009340 ·att.com/support/article/wireless/000095109 .
Updated: May 2026