Biller name
Auto-Owners Insurance
HQ: Lansing, MI
Legal name
Auto-Owners Insurance
Website
Deferit is unaffiliated with Auto-Owners Insurance
Pay your Auto-Owners Insurance bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Auto-Owners Insurance Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-346-0346 |
Retrieved June 2026 · Source: auto-owners.com/contact-us · current departmental phone numbers and hours of operation.
About Auto-Owners Insurance
Auto-Owners Insurance Group is a mutual insurance company providing life, home, auto, and business insurance that operates exclusively through independent insurance agents in 26 states across the central and eastern United States.
Auto-Owners Insurance bills commonly include policy premiums for auto coverage (liability, collision, comprehensive), homeowners or renters insurance, life insurance products, and business insurance policies, plus any applicable taxes and fees. Deferit is unaffiliated with Auto-Owners Insurance.
How to Pay Your Auto-Owners Insurance Bill
- Online: Sign in to Auto-Owners account at https://www.auto-owners.com/sign-in to pay bill online
- Phone: Call 800-288-8740 for Auto, Home & Business policies
- Phone: Call 855-229-5303 for Mortgage Billing & Coverage
- Phone: Call 833-255-9863 for billing inquiries (Medical Providers, press option 3)
- Mail: Mail payment to Auto-Owners Insurance Company, P.O. Box 740312, Cincinnati, OH 45274-0312
- Auto-Pay: Set up automatic payments through online account at https://www.auto-owners.com/sign-in
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: auto-owners.com/pay-your-bill.
Need to split your Auto-Owners Insurance bill into installments?
Retrieved June 2026 · Source: auto-owners.com.
| Auto-Owners Insurance payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Auto-Owners Insurance's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Auto-Owners Insurance offers payment arrangements, limits are set by Auto-Owners Insurance based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Auto-Owners Insurance at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Auto-Owners Insurance's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Auto-Owners Insurance and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Auto-Owners Insurance bills only | Auto-Owners Insurance and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Auto-Owners Insurance bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Auto-Owners Insurance
Can I use Deferit to pay my Auto-Owners Insurance bill? ›
Yes. Enter your Auto-Owners Insurance bill amount in Deferit and we pay Auto-Owners Insurance in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Auto-Owners Insurance accept? ›
Auto-Owners Insurance typically accepts online payments via credit card, debit card, or bank transfer. Visit auto-owners.com or contact their support team for the most up-to-date options.
Does Auto-Owners Insurance offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Auto-Owners Insurance's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Auto-Owners Insurance bill on time? ›
Contact Auto-Owners Insurance directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026