Biller name
Bay City Michigan
HQ: Bay City, MI
Legal name
City of Bay City, Michigan
Website
Deferit is unaffiliated with Bay City Michigan
Deferit can pay your Bay City Michigan bill now, and you pay it later.1
Your repayment schedule
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Enter your bill amount to see your payment schedule.
Monthly membership applies, cancelable anytime. All payments incur a processing fee.
How to pay Payment methods Support FAQ
Need to split your Bay City Michigan bill into installments?
Retrieved September 2026 · Source: baycitymi.gov.
| Bay City Michigan payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Bay City Michigan's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Bay City Michigan offers payment arrangements, limits are set by Bay City Michigan based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Bay City Michigan at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Bay City Michigan's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per payment. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Bay City Michigan and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Bay City Michigan bills only | Bay City Michigan and most other US household bills |
| Learn more → |
*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.
Bay City Michigan Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 989-894-8104 Option 7 |
| Pay by Phone | 877-885-7968 |
Retrieved September 2026 · Source: baycitymi.gov/169/Utility-Customer-Service ·baycitymi.gov/676/Utility-Bill-Payments-by-Phone · current departmental phone numbers and hours of operation.
About Bay City Michigan
Bay City is a municipal government in Bay County, Michigan, serving as the county seat with a population of approximately 32,661. The city operates its own electric utility, Bay City Electric Light and Power, along with water and sewer services.
Bay City bills commonly include electricity usage charges, water consumption fees, and sewer charges. Deferit is unaffiliated with Bay City.
How to Pay Your Bay City Michigan Bill
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Bay City Michigan Payment Methods & Addresses
Retrieved September 2026 · Source: baycitymi.gov/419/Pay-Your-Bill ·mi-baycity.civicplus.com/558/Online-Utility-Bill-Payments ·mi-baycity.civicplus.com/676/Utility-Bill-Payments-by-Phone.
Pay your Bay City Michigan bill with Deferit
Pay now and split it into 4 installments, once every two weeks.
Learn more →Common Questions About Bay City Michigan
Can I use Deferit to pay my Bay City Michigan bill? ›
Yes. Enter your Bay City Michigan bill amount in Deferit and we pay Bay City Michigan in full right away. You repay us in 4 bi-weekly installments.
Split this bill in 4What payment methods does Bay City Michigan accept? ›
Bay City Michigan typically accepts online payments via credit card, debit card, or bank transfer. Visit baycitymi.gov or contact their support team for the most up-to-date options.
Does Bay City Michigan offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Bay City Michigan's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Bay City Michigan bill on time? ›
Contact Bay City Michigan directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: September 2026