Biller name
Beltrami Electric Cooperative
HQ: Bemidji, MN
Legal name
Beltrami Electric Cooperative, Inc.
Website
Deferit is unaffiliated with Beltrami Electric Cooperative
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Financing Option
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How to pay Payment methods Support FAQ Split into installments
Beltrami Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-955-6083 |
| Emergency / Outage | 800-955-6083 |
| Pay by Phone | 833-482-0322 |
Retrieved July 2026 · Source: beltramielectric.com/contact ·beltramielectric.com/contact-information · current departmental phone numbers and hours of operation.
About Beltrami Electric Cooperative
Beltrami Electric Cooperative is a member-owned electric utility headquartered in Bemidji, Minnesota, serving members in Beltrami County and surrounding regions. The cooperative provides electricity service and operates programs including energy efficiency rebates and renewable energy options.
Beltrami Electric Cooperative bills commonly include electricity usage charges, transmission and distribution fees, fuel cost adjustments, and customer service fees. Deferit is unaffiliated with Beltrami Electric Cooperative.
How to Pay Your Beltrami Electric Cooperative Bill
- Online: Pay online via SmartHub at beltramielectric.smarthub.coop/Login.html (login) or PayNow.html (no login required).
- Phone: Call 1-833-482-0322 24/7 to pay by bank account or credit card with no fees.
- Auto-Pay: Enroll in automatic bill payment through SmartHub at beltramielectric.smarthub.coop or your bank's bill pay service.
- Mail: Mail payment to Beltrami Electric Cooperative, PO Box 488, Bemidji, MN 56619-0488 at least 7 business days before due date.
- In-Person: Pay at 4111 Technology Dr. N.W., Bemidji, MN Monday-Friday 8:00 a.m. to 4:30 p.m., or use the 24/7 drop box in the south parking lot.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: beltramielectric.com/payment-options.
Need to split your Beltrami Electric Cooperative bill into installments?
Retrieved July 2026 · Source: beltramielectric.com.
| Beltrami Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Beltrami Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Beltrami Electric Cooperative offers payment arrangements, limits are set by Beltrami Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Beltrami Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Beltrami Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Beltrami Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Beltrami Electric Cooperative bills only | Beltrami Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Beltrami Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Beltrami Electric Cooperative
Can I use Deferit to pay my Beltrami Electric Cooperative bill? ›
Yes. Enter your Beltrami Electric Cooperative bill amount in Deferit and we pay Beltrami Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Beltrami Electric Cooperative accept? ›
Beltrami Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit beltramielectric.com or contact their support team for the most up-to-date options.
Does Beltrami Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Beltrami Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Beltrami Electric Cooperative bill on time? ›
Contact Beltrami Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026