Biller name
Blue Cross and Blue Shield of Illinois
HQ: Chicago, IL
Legal name
Health Care Service Corporation, a Mutual Legal Reserve Company
Website
Deferit is unaffiliated with Blue Cross and Blue Shield of Illinois
Deferit can pay your Blue Cross and Blue Shield of Illinois bill now, and you pay it later.1
100+ Blue Cross and Blue Shield of Illinois bills paid · typical bill $3402 Deferit is unaffiliated with Blue Cross and Blue Shield of Illinois
Your repayment schedule
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Enter your bill amount to see your payment schedule.
Monthly membership applies, cancelable anytime. All payments incur a processing fee.
How to pay Payment methods Support FAQ
Need to split your Blue Cross and Blue Shield of Illinois bill into installments?
Retrieved June 2026 · Source: bcbsil.com.
| Blue Cross and Blue Shield of Illinois payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Blue Cross and Blue Shield of Illinois's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Blue Cross and Blue Shield of Illinois offers payment arrangements, limits are set by Blue Cross and Blue Shield of Illinois based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Blue Cross and Blue Shield of Illinois at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Blue Cross and Blue Shield of Illinois's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per payment. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Blue Cross and Blue Shield of Illinois and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Blue Cross and Blue Shield of Illinois bills only | Blue Cross and Blue Shield of Illinois and most other US household bills |
| Learn more → |
*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.
Blue Cross and Blue Shield of Illinois Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service / Billing Main | 800-538-8833 |
| Nurse Call Line | 888-343-2697 |
| TTY / Accessibility | 711 |
| Pay by Phone - Medicare | 866-398-9058 |
| Billing Support - Error Reporting | 800-792-8595 |
Retrieved June 2026 · Source: bcbsil.com/individual-family-health-insurance/contact-us ·bcbsil.com/contact-us ·bcbsil.com/help-center/billing-payments/faqs ·getcovered.illinois.gov/get-help/contact-your-insurer.html ·ilhealthagents.com/carriers/bluecross-blueshield-illinois/contact ·connect.bcbsil.com/ask-bcbsil/w/frequently-asked-questions/10/convenient-ways-to-pay-your-bill · current departmental phone numbers and hours of operation.
About Blue Cross and Blue Shield of Illinois
Blue Cross and Blue Shield of Illinois is the largest provider of health benefits in Illinois. Founded in 1936, BCBSIL serves members across all 102 counties in the state and offers group and individual health insurance coverage.
Blue Cross and Blue Shield of Illinois bills commonly include monthly premiums, coverage fees, copayments for services, coinsurance, and deductible amounts. Deferit is unaffiliated with Blue Cross and Blue Shield of Illinois.
How to Pay Your Blue Cross and Blue Shield of Illinois Bill
- Online: Pay your bill online through Blue Access for Members at https://www.bcbsil.com/individual-family-health-insurance/pay-my-bill
- Phone: Call 1-800-538-8833 to pay by phone; available 24/7 for individual and family members.
- Mail: Mail your check or money order to P.O. Box 650774, Dallas, TX 75265-0774
- Auto-Pay: Enroll in Auto Bill Pay through your online member account to earn $10 Blue Points rewards at https://www.bcbsil.com/individual-family-health-insurance/pay-my-bill
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Blue Cross and Blue Shield of Illinois Payment Methods & Addresses
Retrieved June 2026 · Source: bcbsil.com/individual-family-health-insurance/pay-my-bill ·bcbsil.com/contact-us ·bcbsil.com/medicare/tools-and-resources/make-a-payment.
Pay your Blue Cross and Blue Shield of Illinois bill with Deferit
Pay now and split it into 4 installments, once every two weeks.
Learn more →Common Questions About Blue Cross and Blue Shield of Illinois
Can I use Deferit to pay my Blue Cross and Blue Shield of Illinois bill? ›
Yes. Enter your Blue Cross and Blue Shield of Illinois bill amount in Deferit and we pay Blue Cross and Blue Shield of Illinois in full right away. You repay us in 4 bi-weekly installments.
Split this bill in 4What payment methods does Blue Cross and Blue Shield of Illinois accept? ›
Blue Cross and Blue Shield of Illinois typically accepts online payments via credit card, debit card, or bank transfer. Visit bcbsil.com or contact their support team for the most up-to-date options.
Does Blue Cross and Blue Shield of Illinois offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Blue Cross and Blue Shield of Illinois's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Blue Cross and Blue Shield of Illinois bill on time? ›
Contact Blue Cross and Blue Shield of Illinois directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026