Biller name
Blue Cross NC
HQ: Durham, NC
Legal name
Blue Cross and Blue Shield of North Carolina, Inc.
Website
Deferit is unaffiliated with Blue Cross NC
Pay your Blue Cross NC bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Support FAQ Split into installments
Blue Cross NC Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 888-206-4697 |
| Customer Service | 800-324-4973 |
| Customer Service | 800-291-6315 |
| TTY | 800-442-7028 |
Retrieved June 2026 · Source: bluecrossnc.com/contact-us/call · current departmental phone numbers and hours of operation.
About Blue Cross NC
Blue Cross and Blue Shield of North Carolina (BCBSNC) is a not-for-profit health insurance organization that provides coverage to residents across North Carolina. Established in 1933 through the Hospital Care Association, the company offers health insurance plans including hospital care, medical and surgical benefits, and group insurance.
Blue Cross NC bills commonly include monthly premiums, copayments for doctor visits and prescriptions, deductibles, and coinsurance amounts. Deferit is unaffiliated with Blue Cross NC.
How to Pay Your Blue Cross NC Bill
- Phone: Call 888-206-4697 for customer service.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Need to split your Blue Cross NC bill into installments?
Retrieved June 2026 · Source: bluecrossnc.com.
| Blue Cross NC payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Blue Cross NC's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Blue Cross NC offers payment arrangements, limits are set by Blue Cross NC based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Blue Cross NC at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Blue Cross NC's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Blue Cross NC and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Blue Cross NC bills only | Blue Cross NC and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Blue Cross NC bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Blue Cross NC
Can I use Deferit to pay my Blue Cross NC bill? ›
Yes. Enter your Blue Cross NC bill amount in Deferit and we pay Blue Cross NC in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Blue Cross NC accept? ›
Blue Cross NC typically accepts online payments via credit card, debit card, or bank transfer. Visit bluecrossnc.com or contact their support team for the most up-to-date options.
Does Blue Cross NC offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Blue Cross NC's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Blue Cross NC bill on time? ›
Contact Blue Cross NC directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026