Biller name
Central Florida Electric Cooperative
HQ: Chiefland, FL
Legal name
Central Florida Electric Cooperative, Inc.
Website
Deferit is unaffiliated with Central Florida Electric Cooperative
Pay your Central Florida Electric Cooperative bill with Deferit
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Financing Option
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How to pay Payment methods Support Late fees FAQ Split into installments
Central Florida Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-227-1302 |
| Customer Service | (352) 493-2511 |
Retrieved July 2026 · Source: cfec.com/support ·cfec.com/outage-center ·cfec.com/contact · current departmental phone numbers and hours of operation.
About Central Florida Electric Cooperative
Central Florida Electric Cooperative is a not-for-profit, member-owned electric utility headquartered in Chiefland, Florida, with additional offices in Cross City and Inglis. The cooperative has been in operation for over eight decades and serves roughly 36,500 active accounts across about 2,000 square miles of service territory through 16 substations and about 4,400 miles of line. It provides electric distribution service to residential and commercial members and also supports community programs such as youth scholarships and its Operation Round Up charitable fund.
Central Florida Electric Cooperative bills commonly include base service charges, kilowatt-hour usage charges, and any applicable fuel cost adjustments or fees. Deferit is unaffiliated with Central Florida Electric Cooperative.
How to Pay Your Central Florida Electric Cooperative Bill
- Online: Pay online through the member portal at cfec.com
- Phone: Call 1-800-227-1302 to pay by phone
- Mail: Mail payment to PO Box 9, Chiefland, FL 32644
- In-Person: Pay in person at Chiefland, Cross City, or Inglis office locations
- Auto-Pay: Set up automatic bank draft payment by calling 1-800-227-1302
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: cfec.com/payment-options ·cfec.com.
Late Fees & Payment Policies
| Policy / Fee | Amount | Notes |
|---|---|---|
| Security Deposit | Varies based on utility credit check | |
| Reconnection fee | $30 | |
| Transfer Service (power currently on) | $30 | |
| Transfer Service (power currently off) | $60 | |
| New Service Connection | $90 | |
| Late payment fee | Varies by state / not published | Not found on official CFEC website despite extensive search |
| Returned payment (NSF) fee | Varies by state / not published | Not found on official CFEC website |
| Convenience fee | Varies by state / not published | Not found on official CFEC website |
Retrieved July 2026 · Source: cfec.com/residential-services
Need to split your Central Florida Electric Cooperative bill into installments?
Retrieved July 2026 · Source: cfec.com.
| Central Florida Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Central Florida Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Central Florida Electric Cooperative offers payment arrangements, limits are set by Central Florida Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Central Florida Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Central Florida Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Central Florida Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Central Florida Electric Cooperative bills only | Central Florida Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Central Florida Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Central Florida Electric Cooperative
Can I use Deferit to pay my Central Florida Electric Cooperative bill? ›
Yes. Enter your Central Florida Electric Cooperative bill amount in Deferit and we pay Central Florida Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Central Florida Electric Cooperative accept? ›
Central Florida Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit cfec.com or contact their support team for the most up-to-date options.
Does Central Florida Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Central Florida Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Central Florida Electric Cooperative bill on time? ›
Contact Central Florida Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026