Biller name
Chickasaw Electric Cooperative
HQ: 17970 US-64, Somerville, TN 38068
Legal name
Chickasaw Electric Cooperative, Inc.
Website
Deferit is unaffiliated with Chickasaw Electric Cooperative
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How to pay Payment methods Support FAQ Split into installments
Chickasaw Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 901-465-3591 |
| Customer Service (toll-free) | 866-465-3591 |
Retrieved June 2026 · Source: billing.cecpowerup.com ·tva.com/energy/local-power-companies/lpc ·causeiq.com · current departmental phone numbers and hours of operation.
About Chickasaw Electric Cooperative
Chickasaw Electric Cooperative is a member-owned, not-for-profit electric distribution cooperative headquartered at 17970 US-64 in Somerville, Tennessee. It traces its roots to the rural electrification cooperative movement of the early 1940s and buys wholesale power from the Tennessee Valley Authority for delivery to members across Fayette, Hardeman and Haywood counties in West Tennessee. The cooperative describes its mission as delivering "solid, low-cost electricity to power our members into tomorrow," and, as a member-owned utility, returns any margins to the communities it serves rather than to outside shareholders.
Chickasaw Electric Cooperative bills commonly include electricity usage charges, a power cost adjustment tied to wholesale rates from the Tennessee Valley Authority, taxes and regulatory fees, and possible optional charges for services such as fiber internet. Deferit is unaffiliated with Chickasaw Electric Cooperative.
How to Pay Your Chickasaw Electric Cooperative Bill
- Online: Pay online at https://www.cecpowerup.com/ using Quick Pay (no login required), or log in to set up e-check or bank draft payments. Chickasaw Electric Cooperative advises members against paying through the third-party site doxo.com because it can delay when the payment is received.
- By phone: Call 901-465-3591 (toll-free 866-465-3591) to pay through the automated phone system or with a member service representative. Credit/debit card payments (American Express, Discover, Mastercard, Visa) carry a $3.00 convenience fee; e-check has no fee. Maximum payment is $1,000.
- Mobile app: Pay using the CECPowerUp mobile app, available on the Apple App Store and Google Play, by e-check or credit/debit card.
- By mail: Mail a check or money order to Chickasaw Electric Cooperative, P.O. Box 459, Somerville, TN 38068.
- In person: Pay at the co-op office, 17970 Highway 64 East, Somerville, TN 38068, during office hours (7 a.m.-5 p.m. Monday-Thursday, 7 a.m.-4 p.m. Friday), or use the night depository at the drive-thru window (checks/money orders only, no cash).
- AutoPay / bank draft: Set up a free recurring bank draft or AutoPay online at https://www.cecpowerup.com/, by signing the bottom portion of your bill, or by calling the office. Bank drafts are withdrawn about 5 days before the due date; AutoPay by credit card carries a $3.00 fee.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: cecpowerup.com ·fayettetn.us/departments/utilities/utilities-contact-directory.
Need to split your Chickasaw Electric Cooperative bill into installments?
Retrieved June 2026 · Source: cecpowerup.com.
| Chickasaw Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Chickasaw Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Chickasaw Electric Cooperative offers payment arrangements, limits are set by Chickasaw Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Chickasaw Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Chickasaw Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Chickasaw Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Chickasaw Electric Cooperative bills only | Chickasaw Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Chickasaw Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Chickasaw Electric Cooperative
Can I use Deferit to pay my Chickasaw Electric Cooperative bill? ›
Yes. Enter your Chickasaw Electric Cooperative bill amount in Deferit and we pay Chickasaw Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Chickasaw Electric Cooperative accept? ›
Chickasaw Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit cecpowerup.com or contact their support team for the most up-to-date options.
Does Chickasaw Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Chickasaw Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Chickasaw Electric Cooperative bill on time? ›
Contact Chickasaw Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026