Biller name
City of Ardmore
HQ: Ardmore, OK
Legal name
City of Ardmore, Oklahoma
Website
Deferit is unaffiliated with City of Ardmore
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Financing Option
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How to pay Payment methods Support FAQ Split into installments
City of Ardmore Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | (580) 223-0784 |
| Emergency / Outage | (580) 226-2100 |
Retrieved July 2026 · Source: ardmorecity.org/225/Water-Billing-Office · current departmental phone numbers and hours of operation.
About City of Ardmore
Ardmore is the county seat of Carter County in south-central Oklahoma, located approximately 90 miles from both Oklahoma City and Dallas. Founded in 1887, the city provides municipal utility services to residents and businesses within city limits.
City of Ardmore bills commonly include water usage charges, sewer service fees, and garbage collection costs. Deferit is unaffiliated with City of Ardmore.
How to Pay Your City of Ardmore Bill
- Online: Visit the Water Billing Office page at ardmorecity.org to pay online with credit or debit card.
- Phone: Call (580) 223-0784 to pay by phone during business hours.
- Auto-Pay: Enroll in automatic bank draft for recurring payments through the Water Billing Office.
- In-Person: Pay in person at 23 S. Washington, Ardmore, OK 73402, or use the drop box at the corner of A Street and Hinkle.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: ardmorecity.org.
Need to split your City of Ardmore bill into installments?
Retrieved July 2026 · Source: ardmorecity.org.
| City of Ardmore payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check City of Ardmore's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If City of Ardmore offers payment arrangements, limits are set by City of Ardmore based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by City of Ardmore at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check City of Ardmore's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by City of Ardmore and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | City of Ardmore bills only | City of Ardmore and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your City of Ardmore bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About City of Ardmore
Can I use Deferit to pay my City of Ardmore bill? ›
Yes. Enter your City of Ardmore bill amount in Deferit and we pay City of Ardmore in full right away. You repay us in 4 bi-weekly installments.
What payment methods does City of Ardmore accept? ›
City of Ardmore typically accepts online payments via credit card, debit card, or bank transfer. Visit ardmorecity.org or contact their support team for the most up-to-date options.
Does City of Ardmore offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit City of Ardmore's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my City of Ardmore bill on time? ›
Contact City of Ardmore directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026