Biller name
City of Bay City
HQ: Bay City, MI
Legal name
Bay City
Website
Deferit is unaffiliated with City of Bay City
Pay your City of Bay City bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
City of Bay City Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 989-894-8200 |
Retrieved July 2026 · Source: baycitymi.gov · current departmental phone numbers and hours of operation.
About City of Bay City
Bay City is a city in Bay County, Michigan, and serves as the county seat. Located on the Saginaw River in central Michigan, the city operates under a council-manager system of government.
City of Bay City bills commonly include water charges, sewer fees, and sanitation services. Deferit is unaffiliated with City of Bay City.
How to Pay Your City of Bay City Bill
- Online: Pay online at https://www.baycitymi.gov/558/Online-Utility-Bill-Payments using VISA, Mastercard, or bank account (fees apply).
- Phone: Call 1-877-885-7968 to pay by phone using credit/debit card or bank account (additional fees apply).
- Auto-Pay: Set up automatic bank draft payments from savings or checking account at no additional cost by calling 989-894-8104, option 7.
- In-Person: Pay at City Hall Treasurer's office (301 Washington Avenue, Suite 106, Bay City, MI 48708) Monday-Friday 7am-5pm with cash, check, money order, or card.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: baycitymi.gov/558/Online-Utility-Bill-Payments ·baycitymi.gov/676/Utility-Bill-Payments-by-Phone ·baycitymi.gov/171/Utility-Bill-Payments ·baycitymi.gov/167/Methods-of-Payment.
Need to split your City of Bay City bill into installments?
Retrieved July 2026 · Source: baycitymi.gov.
| City of Bay City payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check City of Bay City's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If City of Bay City offers payment arrangements, limits are set by City of Bay City based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by City of Bay City at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check City of Bay City's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by City of Bay City and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | City of Bay City bills only | City of Bay City and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your City of Bay City bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About City of Bay City
Can I use Deferit to pay my City of Bay City bill? ›
Yes. Enter your City of Bay City bill amount in Deferit and we pay City of Bay City in full right away. You repay us in 4 bi-weekly installments.
What payment methods does City of Bay City accept? ›
City of Bay City typically accepts online payments via credit card, debit card, or bank transfer. Visit baycitymi.gov or contact their support team for the most up-to-date options.
Does City of Bay City offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit City of Bay City's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my City of Bay City bill on time? ›
Contact City of Bay City directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026