Biller name
City of Panama City
HQ: Panama City, FL
Legal name
City of Panama City, Florida
Website
Deferit is unaffiliated with City of Panama City
Pay your City of Panama City bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
City of Panama City Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | (850) 872-3000 |
Retrieved June 2026 · Source: panamacity.gov/contact · current departmental phone numbers and hours of operation.
About City of Panama City
Panama City is a coastal city in Bay County, Florida, with a 2020 population of 32,939. The City of Panama City provides water, wastewater, and garbage services.
City of Panama City bills commonly include water consumption charges, wastewater treatment fees, and garbage collection charges. Deferit is unaffiliated with City of Panama City.
How to Pay Your City of Panama City Bill
- Online: Pay online at https://www.panamacity.gov/358/Online-Payments using credit/debit cards, PayPal, Venmo, Apple Pay, Google Pay, or electronic checks.
- Phone: Call (850) 872-3166 for Utility Billing and Customer Service Department to pay by phone.
- In-Person: Pay at City Hall, 501 Harrison Avenue, Panama City, FL 32401 during business hours, or use after-hours drop boxes.
- Auto-Pay: Set up ACH automatic account withdrawal at https://www.panamacity.gov/152/Payments or contact (850) 872-3166 for enrollment.
- Mail: Send payments by mail to the Utility Billing Department at City Hall, 501 Harrison Avenue, Panama City, FL 32401.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: panamacity.gov ·panamacity.gov/152/Payments ·panamacity.gov/358/Online-Payments.
Need to split your City of Panama City bill into installments?
Retrieved June 2026 · Source: panamacity.gov.
| City of Panama City payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check City of Panama City's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If City of Panama City offers payment arrangements, limits are set by City of Panama City based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by City of Panama City at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check City of Panama City's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by City of Panama City and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | City of Panama City bills only | City of Panama City and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your City of Panama City bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About City of Panama City
Can I use Deferit to pay my City of Panama City bill? ›
Yes. Enter your City of Panama City bill amount in Deferit and we pay City of Panama City in full right away. You repay us in 4 bi-weekly installments.
What payment methods does City of Panama City accept? ›
City of Panama City typically accepts online payments via credit card, debit card, or bank transfer. Visit panamacity.gov or contact their support team for the most up-to-date options.
Does City of Panama City offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit City of Panama City's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my City of Panama City bill on time? ›
Contact City of Panama City directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026