Biller name
Clarke-Washington Electric Membership Corporation
HQ: Jackson, AL
Legal name
Clarke-Washington Electric Membership Corporation
Website
Deferit is unaffiliated with Clarke-Washington Electric Membership Corporation
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Financing Option
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How to pay Payment methods Support Late fees FAQ Split into installments
Clarke-Washington Electric Membership Corporation Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-323-9081 |
| Emergency / Outage | 800-323-9081 |
Retrieved July 2026 · Source: cwemc.com/contact-us · current departmental phone numbers and hours of operation.
About Clarke-Washington Electric Membership Corporation
Clarke-Washington Electric Membership Corporation is a not-for-profit electric cooperative serving members in Alabama, with offices in Jackson and Chatom. The organization is owned by the people who use its service and is governed through an elected board of directors representing nine districts. It provides electric utility service to its service territory.
Clarke-Washington Electric Membership Corporation bills commonly include electricity usage charges, demand charges, transmission fees, distribution charges, fuel cost adjustments, and taxes. Deferit is unaffiliated with Clarke-Washington Electric Membership Corporation.
How to Pay Your Clarke-Washington Electric Membership Corporation Bill
- Online: Pay online at https://onlinebilling.cwemc.com/mcp/
- Phone: Call 1-855-870-0403 to pay by debit, credit card, or e-check.
- Mail: Mail payment to P.O. Box 398, Jackson, AL 36545 or P.O. Box 453, Chatom, AL 36518.
- In-Person: Pay at Jackson or Chatom office (7 a.m.–4 p.m., Mon–Fri), 24/7 drop box, or drive-thru.
- Auto-Pay: Enroll in automatic monthly bank account or credit card draft on the 10th of each month.
- App: Download the CWEMC mobile app to pay directly from your phone.
- Budget Billing: Enroll in levelized billing for a fixed monthly payment based on your 12-month average usage.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: cwemc.com/payment-options.
Late Fees & Payment Policies
| Policy / Fee | Amount | Notes |
|---|---|---|
| Convenience fee for card/e-check payments | $2.00 for credit or debit card; $1.00 for e-check |
Retrieved July 2026 · Source: cwemc.com/payment-options
Need to split your Clarke-Washington Electric Membership Corporation bill into installments?
Retrieved July 2026 · Source: cwemc.com.
| Clarke-Washington Electric Membership Corporation payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Clarke-Washington Electric Membership Corporation's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Clarke-Washington Electric Membership Corporation offers payment arrangements, limits are set by Clarke-Washington Electric Membership Corporation based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Clarke-Washington Electric Membership Corporation at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Clarke-Washington Electric Membership Corporation's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Clarke-Washington Electric Membership Corporation and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Clarke-Washington Electric Membership Corporation bills only | Clarke-Washington Electric Membership Corporation and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Clarke-Washington Electric Membership Corporation bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Clarke-Washington Electric Membership Corporation
Can I use Deferit to pay my Clarke-Washington Electric Membership Corporation bill? ›
Yes. Enter your Clarke-Washington Electric Membership Corporation bill amount in Deferit and we pay Clarke-Washington Electric Membership Corporation in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Clarke-Washington Electric Membership Corporation accept? ›
Clarke-Washington Electric Membership Corporation typically accepts online payments via credit card, debit card, or bank transfer. Visit cwemc.com or contact their support team for the most up-to-date options.
Does Clarke-Washington Electric Membership Corporation offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Clarke-Washington Electric Membership Corporation's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Clarke-Washington Electric Membership Corporation bill on time? ›
Contact Clarke-Washington Electric Membership Corporation directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026