Biller name
Cloverland Electric Cooperative
HQ: Dafter, MI
Legal name
Cloverland Electric Cooperative Inc
Website
Deferit is unaffiliated with Cloverland Electric Cooperative
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Financing Option
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How to pay Payment methods Support FAQ Split into installments
Cloverland Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-562-4953 |
| Pay by Phone | 855-947-3203 |
Retrieved June 2026 · Source: cloverland.com/contact · current departmental phone numbers and hours of operation.
About Cloverland Electric Cooperative
Cloverland Electric Cooperative is an electric utility serving Michigan's Upper Peninsula, based in Dafter. It provides power to five counties—Chippewa, Mackinac, Schoolcraft, Delta, and Luce—as well as the cities of Sault Ste. Marie and St. Ignace. The cooperative operates the Saint Marys Falls Hydropower Plant.
Cloverland Electric Cooperative bills commonly include electricity usage charges, transmission and distribution fees, fuel and purchase power adjustments, and applicable taxes and surcharges. Deferit is unaffiliated with Cloverland Electric Cooperative.
How to Pay Your Cloverland Electric Cooperative Bill
- Online: Pay online through SmartHub at https://www.cloverland.com/.
- Phone: Call (855) 947-3203 to pay by phone.
- Auto-Pay: Set up automatic monthly payments through SmartHub or by calling (855) 947-3203.
- In-Person: Drop payments at the after-hours box at 2916 West M-28, Dafter, MI 49724.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: cloverland.com/ways-to-pay.
Need to split your Cloverland Electric Cooperative bill into installments?
Retrieved June 2026 · Source: cloverland.com.
| Cloverland Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Cloverland Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Cloverland Electric Cooperative offers payment arrangements, limits are set by Cloverland Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Cloverland Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Cloverland Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Cloverland Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Cloverland Electric Cooperative bills only | Cloverland Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Cloverland Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Cloverland Electric Cooperative
Can I use Deferit to pay my Cloverland Electric Cooperative bill? ›
Yes. Enter your Cloverland Electric Cooperative bill amount in Deferit and we pay Cloverland Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Cloverland Electric Cooperative accept? ›
Cloverland Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit cloverland.com or contact their support team for the most up-to-date options.
Does Cloverland Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Cloverland Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Cloverland Electric Cooperative bill on time? ›
Contact Cloverland Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026