Biller name
Columbia Power & Water Systems
HQ: Columbia, TN
Legal name
Board of Public Utilities of the City of Columbia, Tennessee
Website
Deferit is unaffiliated with Columbia Power & Water Systems
Pay your Columbia Power & Water Systems bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Columbia Power & Water Systems Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service / Billing Main | (931) 388-4833 |
| Emergency / Outage | (931) 388-4833 |
| Pay by Phone | (931) 388-4833 |
Retrieved June 2026 · Source: cpws.com/customer-service ·cpws.com/outages ·cpws.com/ways-to-pay · current departmental phone numbers and hours of operation.
About Columbia Power & Water Systems
Columbia Power & Water Systems is a municipal utility serving the City of Columbia and parts of Spring Hill, Tennessee. The utility provides electric and water services to approximately 33,000 electric customers through an infrastructure network that includes four delivery substations and more than 800 miles of power lines. CPWS purchases its power from the Tennessee Valley Authority and operates under the Board of Public Utilities of the City of Columbia.
Columbia Power & Water Systems bills commonly include electricity usage charges, water consumption charges, sewer service fees, and broadband service charges for cable television, internet, and telephone services. Deferit is unaffiliated with Columbia Power & Water Systems.
How to Pay Your Columbia Power & Water Systems Bill
- Online: Pay online through SmartHub portal at https://www.cpws.com/
- Phone: Call (931) 388-4833 to pay by phone.
- Mail: Mail payment to PO Box 379, Columbia, TN 38402-0379.
- In-Person: Pay in person at 201 Pickens Lane, Columbia, TN 38401 or at participating Dollar General, Walgreens, and CVS Pharmacy locations (through Vanilla Direct) with $1.50 convenience fee.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: cpws.com/ways-to-pay ·cpws.com/smarthub.
Need to split your Columbia Power & Water Systems bill into installments?
Retrieved June 2026 · Source: cpws.com.
| Columbia Power & Water Systems payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Columbia Power & Water Systems's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Columbia Power & Water Systems offers payment arrangements, limits are set by Columbia Power & Water Systems based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Columbia Power & Water Systems at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Columbia Power & Water Systems's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Columbia Power & Water Systems and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Columbia Power & Water Systems bills only | Columbia Power & Water Systems and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Columbia Power & Water Systems bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Columbia Power & Water Systems
Can I use Deferit to pay my Columbia Power & Water Systems bill? ›
Yes. Enter your Columbia Power & Water Systems bill amount in Deferit and we pay Columbia Power & Water Systems in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Columbia Power & Water Systems accept? ›
Columbia Power & Water Systems typically accepts online payments via credit card, debit card, or bank transfer. Visit cpws.com or contact their support team for the most up-to-date options.
Does Columbia Power & Water Systems offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Columbia Power & Water Systems's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Columbia Power & Water Systems bill on time? ›
Contact Columbia Power & Water Systems directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026