Biller name
Fannin County Electric Cooperative, Inc
HQ: Bonham, TX
Legal name
Fannin County Electric Cooperative, Inc
Website
Deferit is unaffiliated with Fannin County Electric Cooperative, Inc
Pay your Fannin County Electric Cooperative, Inc bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Fannin County Electric Cooperative, Inc Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service (Toll-Free) Main | (800) 695-9020 |
| Customer Service (Local) | (903) 583-2117 |
Retrieved July 2026 · Source: fanninec.coop/contact · current departmental phone numbers and hours of operation.
About Fannin County Electric Cooperative, Inc
Fannin County Electric Cooperative, Inc is a non-profit rural electric utility cooperative headquartered in Bonham, Texas. Established in 1937, the cooperative serves portions of five counties in the state of Texas, in a territory generally surrounding Bonham, distributing electrical power across 1,829 miles of line.
Fannin County Electric Cooperative, Inc bills commonly include electricity consumption charges, demand charges, transmission and distribution fees, and fuel cost adjustments. Deferit is unaffiliated with Fannin County Electric Cooperative, Inc.
How to Pay Your Fannin County Electric Cooperative, Inc Bill
- Online: Pay online via SmartHub at fanninec.coop
- Phone: Call (844) 965-1348 to pay by phone
- Auto-Pay: Set up automatic payments via SmartHub account on fanninec.coop or mobile app
- In-Person: Pay in person at 2201 FM 87, Bonham, TX 75418
- Mail: Mail payment to PO Box 250, Bonham, TX 75418
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: fanninec.coop/payment-options.
Need to split your Fannin County Electric Cooperative, Inc bill into installments?
Retrieved July 2026 · Source: fanninec.coop.
| Fannin County Electric Cooperative, Inc payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Fannin County Electric Cooperative, Inc's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Fannin County Electric Cooperative, Inc offers payment arrangements, limits are set by Fannin County Electric Cooperative, Inc based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Fannin County Electric Cooperative, Inc at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Fannin County Electric Cooperative, Inc's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Fannin County Electric Cooperative, Inc and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Fannin County Electric Cooperative, Inc bills only | Fannin County Electric Cooperative, Inc and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Fannin County Electric Cooperative, Inc bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Fannin County Electric Cooperative, Inc
Can I use Deferit to pay my Fannin County Electric Cooperative, Inc bill? ›
Yes. Enter your Fannin County Electric Cooperative, Inc bill amount in Deferit and we pay Fannin County Electric Cooperative, Inc in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Fannin County Electric Cooperative, Inc accept? ›
Fannin County Electric Cooperative, Inc typically accepts online payments via credit card, debit card, or bank transfer. Visit fanninec.coop or contact their support team for the most up-to-date options.
Does Fannin County Electric Cooperative, Inc offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Fannin County Electric Cooperative, Inc's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Fannin County Electric Cooperative, Inc bill on time? ›
Contact Fannin County Electric Cooperative, Inc directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026