Biller name
Geico
HQ: Bethesda, MD
Legal name
Government Employees Insurance Company
Website
Also known as
GEICO Marine · GEICO Insurance Agency
Deferit is unaffiliated with Geico
Pay your Geico bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support Late fees FAQ Split into installments
Geico Account & Billing Support
| Department | Number / Channel | Hours |
|---|---|---|
| Sales & Service Main | 800-207-7847 | 24 hours a day, 7 days a week |
| Property insurance (home, renters, condo, mobile home, flood) | 800-241-8098 | Availability varies |
| Automated payment line | 800-932-8872 | Any time of day or night |
Retrieved May 2026 · Source: geico.com/contact-us/phone ·geico.com/information/paymentoptions/auto-methods-and-plans · current departmental phone numbers and hours of operation.
Geico Bill Types
About Geico
Government Employees Insurance Company (GEICO) is a U.S. auto and property insurer headquartered in Bethesda, Maryland, and a Berkshire Hathaway Inc. subsidiary. GEICO offers car, motorcycle, ATV, RV, boat, homeowners, renters, condo, mobile home, umbrella, and other personal and commercial insurance lines.
Geico bills are insurance premiums, which can be paid in full or split into installments across the policy term. Some lines, such as flood, jewelry, pet, and classic auto, are written through partner companies. Deferit is unaffiliated with Geico.
How to Pay Your Geico Bill
- Online: GEICO Policyholder Service Center at geico.com · online check, debit, or credit card.
- Phone: automated payment line 800-932-8872 · Sales & Service 800-207-7847.
- Mail: use the remittance address shown on your Geico billing statement.
- Mobile app: GEICO Mobile 1-click bill pay and autopay management.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved May 2026 · Source: geico.com/information/make-a-payment ·geico.com/information/paymentoptions/auto-methods-and-plans .
Late Fees & Payment Policies
| Policy / Fee | Amount | Notes |
|---|---|---|
| Installment fee | Shown on your billing statement, up to $5.00 service fee, reduced to $1.00 with EFT in most states | Applies per installment if you pay in installments, amount is subject to change |
| Grace period | Varies by state and policy | Short window after the due date to make a missed payment before coverage is affected |
| Lapse for non-payment | Coverage ends | If payment is not made within the grace period, the policy may lapse and coverage ends |
| Reinstatement | Overdue balance plus any applicable fees | Reinstating after cancellation may require paying the overdue balance and any fees, some cases may require reapplying |
Retrieved May 2026 · Source: geico.com/information/paymentoptions/auto-methods-and-plans ·geico.com/information/aboutinsurance/auto/car-insurance-grace-period ·geico.com/information/aboutinsurance/auto/car-insurance-cancelled-without-notice
Need to split your Geico bill into installments?
If you expect a delayed payment, Geico suggests contacting them right away. Most insurers can offer short-term options to help keep coverage active, and Geico offers automatic payments, reminders, and account notifications to help avoid missed due dates.
If the goal is to pay the bill in full now and split the cost into smaller repayments, Deferit can pay an eligible Geico bill on your behalf and let you repay it in 4 smaller installments.
Retrieved May 2026 · Source: geico.com/information/aboutinsurance/auto/car-insurance-grace-period .
| Geico Installment Plans |  Deferit | |
|---|---|---|
| How to access | Choose an installment plan when your policy is issued, or change it through the Policyholder Service Center or by phone. Plan availability depends on your state and policy. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | Pay in full, or split your premium over 2, 3, 4, 5, or 6 installments across the policy term, depending on your state and plan. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Geico at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Each installment may carry a fee shown on your billing statement. The normal service fee (up to $5.00) is reduced to $1.00 when you pay by EFT in most states. These plans spread the premium across the policy term, not a single past-due bill. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Coverage can lapse for non-payment. Reinstating may require paying the overdue balance plus any applicable fees. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Geico bills only | Geico and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Geico bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Geico
Does Geico charge a late fee? ›
Geico does not publish a flat late fee. If you pay in installments, each payment may carry an installment fee shown on your billing statement, and the normal service fee (up to $5.00) is reduced to $1.00 when you pay by EFT in most states. The more significant consequence of a late payment is a possible lapse in coverage rather than a fixed dollar fee.
Retrieved May 2026 · Source: geico.com/information/paymentoptions/auto-methods-and-plans ·geico.com/information/aboutinsurance/auto/car-insurance-grace-period
What happens if I miss a Geico payment? ›
A grace period gives you a short window after the due date to make a missed payment before coverage is affected, and the length varies by state and policy. If payment is not made within that window, the policy may lapse and coverage ends. Reinstating a cancelled policy may require paying the overdue balance plus any applicable fees, and in some cases reapplying for coverage. A lapse can also lead to higher future premiums.
Retrieved May 2026 · Source: geico.com/information/aboutinsurance/auto/car-insurance-grace-period ·geico.com/information/aboutinsurance/auto/car-insurance-cancelled-without-notice
How do I pay my Geico bill online? ›
Log in to the secure GEICO Policyholder Service Center at geico.com and pay by online check (directly from your checking account), debit card, check card, or any major credit card. You can also pay through 1-click bill pay in the GEICO Mobile app, or use the automated phone payment line at 800-932-8872 any time of day or night.
Retrieved May 2026 · Source: geico.com/information/make-a-payment ·geico.com/information/paymentoptions/auto-methods-and-plans
Can I split my Geico bill into 4 installments? ›
Yes. Geico lets you pay in full or split your premium over 2, 3, 4, 5, or 6 installments across the policy term, depending on your state and plan, and each installment may carry a fee shown on your billing statement. Geico's plans spread the premium across the policy term. If instead you need to pay a bill that is due now in full and avoid a lapse, Deferit can pay your Geico bill in full now and let you repay across 4 bi-weekly installments. Eligibility check before you commit.
Retrieved May 2026 · Source: geico.com/information/paymentoptions/auto-methods-and-plans
How do I set up automatic payments with Geico? ›
Log in to the Policyholder Service Center at geico.com and enroll in Electronic Funds Transfer (EFT) to deduct payments automatically from a checking account, or sign up for Recurring Card Payments using a debit or credit card. In most states the service fee (up to $5.00) is reduced to $1.00 with EFT. If you sign up for text alerts, Geico sends a reminder before processing your payment.
Retrieved May 2026 · Source: geico.com/information/paymentoptions/auto-methods-and-plans ·geico.com/information/automatic-payments
How do I contact Geico account and billing support? ›
Geico Sales & Service is available at 800-207-7847, 24 hours a day, 7 days a week. For property insurance (homeowners, renters, condo, mobile home, flood) call 800-241-8098. To make an automated phone payment, call 800-932-8872 any time of day or night. The fastest way to manage your account is through geico.com or the GEICO Mobile app.
Retrieved May 2026 · Source: geico.com/contact-us/phone ·geico.com/information/make-a-payment
What insurance does Geico offer? ›
Geico offers car, motorcycle, ATV, RV, boat, and scooter coverage, plus property insurance including homeowners, renters, condo/co-op, and mobile home. It also offers umbrella, life, travel, pet, jewelry, and a range of commercial policies. Some lines such as flood, jewelry, pet, and classic auto are written through partner companies.
Retrieved May 2026 · Source: geico.com/information/make-a-payment
Customer Service Tips for Geico Customers
Have these ready before you call. Policy number, the name on the policy, your billing ZIP, last bill amount, and preferred payment method. For Sales & Service call 800-207-7847, available 24 hours a day, 7 days a week.
Avoid a lapse in coverage. Grace period length varies by state and policy. If a payment will be late, contact Geico right away. Setting up automatic payments (EFT or recurring card) and text alerts helps you avoid missing a due date, since a lapse can lead to fees, reinstatement costs, and higher future premiums.
How to manage your premium cost. Review your installment plan and any per-installment fees on your billing statement. Paying by EFT reduces the service fee to $1.00 in most states, and paying in full avoids installment charges entirely. If the challenge is timing cash flow rather than the premium itself, Deferit's Pay-in-4 option can split your bill into 4 installments, subject to eligibility.
Retrieved May 2026 · Sources: geico.com/information/paymentoptions/auto-methods-and-plans ·geico.com/contact-us/phone .
Updated: May 2026