Biller name
HILCO Electric Cooperative, Inc.
HQ: Itasca, TX
Legal name
HILCO Electric Cooperative, Inc.
Website
Deferit is unaffiliated with HILCO Electric Cooperative, Inc.
Deferit can pay your HILCO Electric Cooperative, Inc. bill now, and you pay it later.1
Your repayment schedule
- 1 Today
- 2
- 3
- 4
Enter your bill amount to see your payment schedule.
Monthly membership applies, cancelable anytime. All payments incur a processing fee.
How to pay Payment methods Support FAQ
Need to split your HILCO Electric Cooperative, Inc. bill into installments?
Retrieved July 2026 · Source: hilco.coop.
| HILCO Electric Cooperative, Inc. payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check HILCO Electric Cooperative, Inc.'s online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If HILCO Electric Cooperative, Inc. offers payment arrangements, limits are set by HILCO Electric Cooperative, Inc. based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by HILCO Electric Cooperative, Inc. at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check HILCO Electric Cooperative, Inc.'s payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per payment. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by HILCO Electric Cooperative, Inc. and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | HILCO Electric Cooperative, Inc. bills only | HILCO Electric Cooperative, Inc. and most other US household bills |
| Learn more → |
*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.
HILCO Electric Cooperative, Inc. Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-338-6425 |
Retrieved July 2026 · Source: hilco.coop/contact-us · current departmental phone numbers and hours of operation.
About HILCO Electric Cooperative, Inc.
HILCO Electric Cooperative is a member-owned, not-for-profit electric cooperative founded in 1937 that provides electric distribution and supply to residential and commercial members across five Texas counties: Hill, Johnson, McLennan, Ellis, and Dallas Counties. The cooperative operates over 2,800 miles of distribution infrastructure and offers energy efficiency programs to its members.
HILCO Electric Cooperative, Inc. bills commonly include electricity consumption charges, demand charges, fuel cost adjustments, transmission and distribution fees, and customer facility charges. Deferit is unaffiliated with HILCO Electric Cooperative, Inc.
How to Pay Your HILCO Electric Cooperative, Inc. Bill
- Online: Pay online at https://hilco.coop/payment-options
- Phone: Call 1-800-338-6425
- Auto-Pay: Set up automatic bank draft or credit card draft at https://hilco.coop/payment-options
- In-Person: Pay cash 24/7 at Fidelity Express PayStation locations or at HILCO offices weekdays 8 AM-5 PM
- Budget Billing: Enroll in levelized billing for a fixed monthly payment based on your 12-month average usage
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
HILCO Electric Cooperative, Inc. Payment Methods & Addresses
Retrieved July 2026 · Source: hilco.coop/payment-options ·hilco.coop.
Pay your HILCO Electric Cooperative, Inc. bill with Deferit
Pay now and split it into 4 installments, once every two weeks.
Learn more →Common Questions About HILCO Electric Cooperative, Inc.
Can I use Deferit to pay my HILCO Electric Cooperative, Inc. bill? ›
Yes. Enter your HILCO Electric Cooperative, Inc. bill amount in Deferit and we pay HILCO Electric Cooperative, Inc. in full right away. You repay us in 4 bi-weekly installments.
Split this bill in 4What payment methods does HILCO Electric Cooperative, Inc. accept? ›
HILCO Electric Cooperative, Inc. typically accepts online payments via credit card, debit card, or bank transfer. Visit hilco.coop or contact their support team for the most up-to-date options.
Does HILCO Electric Cooperative, Inc. offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit HILCO Electric Cooperative, Inc.'s website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my HILCO Electric Cooperative, Inc. bill on time? ›
Contact HILCO Electric Cooperative, Inc. directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026