Biller name
Hometowne Capital
HQ: Jackson, TN
Legal name
Hometowne Capital Management, LLC
Website
Deferit is unaffiliated with Hometowne Capital
Pay your Hometowne Capital bill with Deferit
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Financing Option
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How to pay Payment methods Support FAQ Split into installments
Hometowne Capital Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 615-857-2900 |
Retrieved July 2026 · Source: hometownecapital.com/contact ·hometownecapital.com/contact-us ·hometownecapital.com/support · current departmental phone numbers and hours of operation.
About Hometowne Capital
Hometowne Capital is a rent-to-own financing company that operates across 20 U.S. states through a network of dealer and asset recovery partners. The company provides rent-to-own solutions for trailers and similar assets with minimal application requirements. Hometowne Capital's model enables customers to lease items with the option to purchase them after completing their payment agreements.
Hometowne Capital bills commonly include monthly lease payments, equipment delivery fees, damage charges, late payment fees, and administrative processing fees. Deferit is unaffiliated with Hometowne Capital.
How to Pay Your Hometowne Capital Bill
- Online: Pay online at https://hometownecapital.com/ through their secure payment portal.
- Phone: Call 615-857-2900 to pay by phone with Customer Service.
- Mail: Mail payment to P.O. Box 10275, Jackson, TN 38308.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: hometownecapital.com/ways-to-pay ·hometownecapital.com/payment-options.
Need to split your Hometowne Capital bill into installments?
Retrieved July 2026 · Source: hometownecapital.com.
| Hometowne Capital payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Hometowne Capital's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Hometowne Capital offers payment arrangements, limits are set by Hometowne Capital based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Hometowne Capital at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Hometowne Capital's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Hometowne Capital and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Hometowne Capital bills only | Hometowne Capital and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Hometowne Capital bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Hometowne Capital
Can I use Deferit to pay my Hometowne Capital bill? ›
Yes. Enter your Hometowne Capital bill amount in Deferit and we pay Hometowne Capital in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Hometowne Capital accept? ›
Hometowne Capital typically accepts online payments via credit card, debit card, or bank transfer. Visit hometownecapital.com or contact their support team for the most up-to-date options.
Does Hometowne Capital offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Hometowne Capital's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Hometowne Capital bill on time? ›
Contact Hometowne Capital directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026