Biller name
Howard County
HQ: Ellicott City, MD
Legal name
Howard County, Maryland
Website
Deferit is unaffiliated with Howard County
Pay your Howard County bill with Deferit
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Financing Option
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How to pay Payment methods Support FAQ Split into installments
Howard County Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service / Billing Main | (410) 313-4900 |
| Emergency / Outage | (410) 313-2200 |
Retrieved July 2026 · Source: howardcountymd.gov/utilities · current departmental phone numbers and hours of operation.
About Howard County
Howard County is a county located in Maryland between Baltimore and Washington, D.C., with a 2020 population of 332,317 residents. The county operates under a charter form of government established in 1968, with Ellicott City serving as its county seat. Howard County provides water and sewer services to its residents through the Bureau of Utilities.
Howard County bills commonly include water consumption charges, sewer usage fees, stormwater management fees, meter service charges, and system development charges. Deferit is unaffiliated with Howard County.
How to Pay Your Howard County Bill
- Online: Pay at https://utilli.howardcountymd.gov/ using credit or debit card.
- Phone: Call 1-800-263-1923 (toll-free) to pay by credit card.
- Auto-Pay: Set up automatic checking account transfers through https://utilli.howardcountymd.gov/ or submit paper application with voided check.
- In-Person: Pay at Cashier's Office, 3430 Court House Drive, Ellicott City, MD 21043 (8 AM–5 PM) or use drop box on left side of entrance.
- Mail: Send check or money order to PO Box 3367, Ellicott City, MD 21041-3367.
- App: Download Howard County Utilli app free from Apple Store or Google Play for account management and payments.
- Budget Billing: Not available for Howard County utility bills.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: howardcountymd.gov/finance/water-sewer-billing.
Need to split your Howard County bill into installments?
Retrieved July 2026 · Source: howardcountymd.gov.
| Howard County payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Howard County's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Howard County offers payment arrangements, limits are set by Howard County based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Howard County at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Howard County's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Howard County and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Howard County bills only | Howard County and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Howard County bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Howard County
Can I use Deferit to pay my Howard County bill? ›
Yes. Enter your Howard County bill amount in Deferit and we pay Howard County in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Howard County accept? ›
Howard County typically accepts online payments via credit card, debit card, or bank transfer. Visit howardcountymd.gov or contact their support team for the most up-to-date options.
Does Howard County offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Howard County's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Howard County bill on time? ›
Contact Howard County directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026