Biller name
Insure On The Spot
HQ: Chicago, IL
Legal name
Insure on the Spot Services Inc.
Website
Deferit is unaffiliated with Insure On The Spot
Pay your Insure On The Spot bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Insure On The Spot Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 773-202-5060 |
Retrieved July 2026 · Source: insureonthespot.com/contact ·insureonthespot.com/customer-service · current departmental phone numbers and hours of operation.
About Insure On The Spot
Insure On The Spot is an insurance agency based in Chicago, Illinois, founded in 1986, specializing in auto insurance, SR22 insurance for high-risk drivers, and motorcycle insurance. The agency operates through a comparison-shopping model, helping customers compare rates from multiple insurance providers.
Insure On The Spot bills commonly include monthly premiums, coverage fees, SR22 filing fees, and applicable taxes. Deferit is unaffiliated with Insure On The Spot.
How to Pay Your Insure On The Spot Bill
- Online: Pay online at the customer portal https://csp.insureonthespot.com with credit cards or e-checks.
- Phone: Call 1-773-202-5060 to pay by phone with credit card or checking account details.
- In-Person: Pay in person at the corporate headquarters (5485 N Elston Ave, Chicago, IL 60630) or three other Illinois locations.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: insureonthespot.com/payment-options ·insureonthespot.com/pay ·insureonthespot.com/customer-service/payment-options.
Need to split your Insure On The Spot bill into installments?
Retrieved July 2026 · Source: insureonthespot.com.
| Insure On The Spot payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Insure On The Spot's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Insure On The Spot offers payment arrangements, limits are set by Insure On The Spot based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Insure On The Spot at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Insure On The Spot's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Insure On The Spot and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Insure On The Spot bills only | Insure On The Spot and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Insure On The Spot bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Insure On The Spot
Can I use Deferit to pay my Insure On The Spot bill? ›
Yes. Enter your Insure On The Spot bill amount in Deferit and we pay Insure On The Spot in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Insure On The Spot accept? ›
Insure On The Spot typically accepts online payments via credit card, debit card, or bank transfer. Visit insureonthespot.com or contact their support team for the most up-to-date options.
Does Insure On The Spot offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Insure On The Spot's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Insure On The Spot bill on time? ›
Contact Insure On The Spot directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026