Biller name
Jackson Purchase Energy Cooperative
HQ: Paducah, KY
Legal name
Jackson Purchase Energy Cooperative
Website
Deferit is unaffiliated with Jackson Purchase Energy Cooperative
Pay your Jackson Purchase Energy Cooperative bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Jackson Purchase Energy Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-633-4044 |
| Customer Service | 270-442-7321 |
Retrieved July 2026 · Source: jpenergy.com/contact ·jpenergy.com/contact-us · current departmental phone numbers and hours of operation.
About Jackson Purchase Energy Cooperative
Jackson Purchase Energy Cooperative is a rural electric cooperative serving six counties in Western Kentucky (Ballard, Carlisle, Graves, Livingston, Marshall, and McCracken). Founded in 1937, the cooperative provides electricity to more than 23,000 consumer-members across its service territory in the region.
Jackson Purchase Energy Cooperative bills commonly include electricity usage charges, customer service fees, fuel cost adjustments, and transmission and distribution fees. Deferit is unaffiliated with Jackson Purchase Energy Cooperative.
How to Pay Your Jackson Purchase Energy Cooperative Bill
- Online: Pay online via SmartHub at https://jpenergy.smarthub.coop/ui/#/paynow.
- Phone: Call 1-855-386-9920 to pay with a credit or debit card.
- Mail: Mail your payment to PO Box 3000, Hopkinsville, KY 42241.
- Auto-Pay: Call 1-855-386-9920 to set up automatic monthly payments from your bank account or card.
- In-Person: Pay in cash at Dollar General, Family Dollar, CVS, Walgreens, or 24-hour kiosks at Banks Market (2855 Lone Oak Rd.) or Walmart Southside (3320 Irvin Cobb Dr.); $1.50 fee per transaction, $500 max.
- App: Download JPEC mobile app for iOS or Android to pay on the go.
- Budget Billing: Enroll in levelized billing for equal monthly payments after 12 months of billing history.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: jpenergy.com/payment-options.
Need to split your Jackson Purchase Energy Cooperative bill into installments?
Retrieved July 2026 · Source: jpenergy.com.
| Jackson Purchase Energy Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Jackson Purchase Energy Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Jackson Purchase Energy Cooperative offers payment arrangements, limits are set by Jackson Purchase Energy Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Jackson Purchase Energy Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Jackson Purchase Energy Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Jackson Purchase Energy Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Jackson Purchase Energy Cooperative bills only | Jackson Purchase Energy Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Jackson Purchase Energy Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Jackson Purchase Energy Cooperative
Can I use Deferit to pay my Jackson Purchase Energy Cooperative bill? ›
Yes. Enter your Jackson Purchase Energy Cooperative bill amount in Deferit and we pay Jackson Purchase Energy Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Jackson Purchase Energy Cooperative accept? ›
Jackson Purchase Energy Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit jpenergy.com or contact their support team for the most up-to-date options.
Does Jackson Purchase Energy Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Jackson Purchase Energy Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Jackson Purchase Energy Cooperative bill on time? ›
Contact Jackson Purchase Energy Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026