Biller name
Kentucky American Water
HQ: Lexington, KY
Legal name
Kentucky-American Water Company
Website
Deferit is unaffiliated with Kentucky American Water
Pay your Kentucky American Water bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Kentucky American Water Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service / Billing Main | 800-678-6301 |
| Emergency / Outage | 800-678-6301 |
| TTY | 711 |
| Pay by Phone | 855-748-6066 |
Retrieved June 2026 · Source: amwater.com/kyaw/contact-us ·amwater.com/kyaw/contact-us · current departmental phone numbers and hours of operation.
About Kentucky American Water
Kentucky American Water is an investor-owned utility company and subsidiary of American Water Works. The company provides water utility services to more than half a million people across portions of 14 counties in Kentucky.
Kentucky American Water bills commonly include water consumption charges, sewer service charges (billed based on water usage), service connection fees, reconnection fees, and late payment fees. Deferit is unaffiliated with Kentucky American Water.
How to Pay Your Kentucky American Water Bill
- Online: Log into MyWater Portal at https://login.amwater.com/ to pay with bank account (free) or credit card ($1.95 fee).
- Phone: Call 1-855-748-6066 with your 16-digit account number to pay by card or electronic check.
- Mail: Send checks to P.O. Box 6029, Carol Stream, IL 60197-6029 with your bill stub.
- In-Person: Use the 24/7 drive-up kiosk at 2300 Richmond Road, Lexington, KY 40502; accepts cash, check, money order, and cards.
- Auto-Pay: Enroll in automatic monthly payments through MyWater Portal from checking/savings account (free) or credit card ($1.95 fee).
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: amwater.com/kyaw/Pay-My-Bill ·amwater.com/kyaw/contact-us.
Need to split your Kentucky American Water bill into installments?
Retrieved June 2026 · Source: amwater.com/kyaw.
| Kentucky American Water payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Kentucky American Water's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Kentucky American Water offers payment arrangements, limits are set by Kentucky American Water based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Kentucky American Water at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Kentucky American Water's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Kentucky American Water and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Kentucky American Water bills only | Kentucky American Water and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Kentucky American Water bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Kentucky American Water
Can I use Deferit to pay my Kentucky American Water bill? ›
Yes. Enter your Kentucky American Water bill amount in Deferit and we pay Kentucky American Water in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Kentucky American Water accept? ›
Kentucky American Water typically accepts online payments via credit card, debit card, or bank transfer. Visit amwater.com or contact their support team for the most up-to-date options.
Does Kentucky American Water offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Kentucky American Water's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Kentucky American Water bill on time? ›
Contact Kentucky American Water directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026