Biller name
Loya Insurance Group
HQ: El Paso, TX
Legal name
Loya Insurance Group
Website
Deferit is unaffiliated with Loya Insurance Group
Pay your Loya Insurance Group bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Loya Insurance Group Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-444-4040 |
| Claims | 800-880-0472 |
| Roadside Assistance | 855-548-5626 |
Retrieved July 2026 · Source: fredloya.com/contact · current departmental phone numbers and hours of operation.
About Loya Insurance Group
Loya Insurance Group is an auto insurance company founded in 1974 in El Paso, Texas. It operates in over 12 states through approximately 800 offices, including locations at Walmart Supercenters, and provides auto insurance coverage.
Loya Insurance Group bills commonly include monthly auto insurance premiums, coverage selections, deductibles, and policy fees. Deferit is unaffiliated with Loya Insurance Group.
How to Pay Your Loya Insurance Group Bill
- Online: Pay online through the Fred Loya Insurance portal at https://www2.fredloya.com/forms/payment/PayOnline.
- Phone: Call 1-800-444-4040 to pay by phone with customer service.
- In-Person: Visit any of over 800 Fred Loya Insurance offices across 12 states; find your nearest location at https://www.fredloya.com/locations/.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: fredloya.com/pay ·fredloya.com/contact ·www2.fredloya.com/forms/payment/PayOnline ·fredloya.com/locations.
Need to split your Loya Insurance Group bill into installments?
Retrieved July 2026 · Source: fredloya.com.
| Loya Insurance Group payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Loya Insurance Group's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Loya Insurance Group offers payment arrangements, limits are set by Loya Insurance Group based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Loya Insurance Group at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Loya Insurance Group's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Loya Insurance Group and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Loya Insurance Group bills only | Loya Insurance Group and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Loya Insurance Group bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Loya Insurance Group
Can I use Deferit to pay my Loya Insurance Group bill? ›
Yes. Enter your Loya Insurance Group bill amount in Deferit and we pay Loya Insurance Group in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Loya Insurance Group accept? ›
Loya Insurance Group typically accepts online payments via credit card, debit card, or bank transfer. Visit fredloya.com or contact their support team for the most up-to-date options.
Does Loya Insurance Group offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Loya Insurance Group's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Loya Insurance Group bill on time? ›
Contact Loya Insurance Group directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026