Biller name
Lumbee River EMC
HQ: Pembroke, NC
Legal name
Lumbee River EMC
Website
Deferit is unaffiliated with Lumbee River EMC
Pay your Lumbee River EMC bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Lumbee River EMC Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 910-843-4131 |
Retrieved June 2026 · Source: lumbeeriver.com/contact-us ·lumbeeriver.com · current departmental phone numbers and hours of operation.
About Lumbee River EMC
Lumbee River Electric Membership Corporation (LREMC) is a not-for-profit electric utility owned by its members serving five eastern North Carolina counties: Cumberland, Hoke, Robeson, Moore, and Scotland. The cooperative distributes electricity across more than 5,300 miles of infrastructure.
Lumbee River EMC bills commonly include charges for electricity consumption, facility and service fees, taxes, and system improvement assessments. Deferit is unaffiliated with Lumbee River EMC.
How to Pay Your Lumbee River EMC Bill
- Online: Pay online at SmartHub (https://lumbeeriver.smarthub.coop/PayNow.html) with no fee; registration required.
- Phone: Call toll-free payment line 855-944-3053 for credit/debit card payments; no fee.
- Mail: Mail check to Lumbee River EMC, PO Box 223061, Chantilly, VA 20153-3061; include bottom portion of bill.
- In-Person: Pay at PaySite Kiosks (Pembroke, Lumberton, Raeford) accepting cash, checks, debit, credit cards with immediate posting; or at office drop boxes.
- Auto-Pay: Enroll in SmartHub's Billing & Payments section for automatic bank draft or credit card payment; requires one billing cycle to activate.
- Online: Western Union payment via wu.com or 800-225-5227 with no fee.
- Online: MoneyGram payment available at Walmart, CVS, ACE Cash Express, Advance America with $1.50 fee; use code 15708.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: lumbeeriver.com/payment-options ·lumbeeriver.com.
Need to split your Lumbee River EMC bill into installments?
Retrieved June 2026 · Source: lumbeeriver.com.
| Lumbee River EMC payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Lumbee River EMC's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Lumbee River EMC offers payment arrangements, limits are set by Lumbee River EMC based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Lumbee River EMC at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Lumbee River EMC's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Lumbee River EMC and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Lumbee River EMC bills only | Lumbee River EMC and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Lumbee River EMC bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Lumbee River EMC
Can I use Deferit to pay my Lumbee River EMC bill? ›
Yes. Enter your Lumbee River EMC bill amount in Deferit and we pay Lumbee River EMC in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Lumbee River EMC accept? ›
Lumbee River EMC typically accepts online payments via credit card, debit card, or bank transfer. Visit lumbeeriver.com or contact their support team for the most up-to-date options.
Does Lumbee River EMC offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Lumbee River EMC's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Lumbee River EMC bill on time? ›
Contact Lumbee River EMC directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026