Biller name
Medina Electric Cooperative, Inc.
HQ: Hondo, TX
Legal name
Medina Electric Cooperative, Inc.
Website
Deferit is unaffiliated with Medina Electric Cooperative, Inc.
Deferit can pay your Medina Electric Cooperative, Inc. bill, and you pay Deferit in 4 smaller payments.1
100+ Medina Electric Cooperative, Inc. bills paid · typical bill $2102 Deferit is unaffiliated with Medina Electric Cooperative, Inc.
Your repayment schedule
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Enter your bill amount to see your payment schedule.
Monthly membership applies, cancelable anytime. All payments incur a processing fee.
How to pay Payment methods Support FAQ
Need to split your Medina Electric Cooperative, Inc. bill into installments?
Retrieved June 2026 · Source: medinaec.org.
| Medina Electric Cooperative, Inc. payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Medina Electric Cooperative, Inc.'s online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Medina Electric Cooperative, Inc. offers payment arrangements, limits are set by Medina Electric Cooperative, Inc. based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Medina Electric Cooperative, Inc. at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Medina Electric Cooperative, Inc.'s payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a processing fee per payment. No Deferit late fees on Max and Ultra memberships.* |
| If you miss a payment | Missed-payment consequences are set by Medina Electric Cooperative, Inc. and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Medina Electric Cooperative, Inc. bills only | Medina Electric Cooperative, Inc. and most other US household bills |
| Learn more → |
*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.
Medina Electric Cooperative, Inc. Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 866-632-3532 |
Retrieved June 2026 · Source: medinaec.org/contact ·medinaec.org/contact-us · current departmental phone numbers and hours of operation.
About Medina Electric Cooperative, Inc.
Medina Electric Cooperative, Inc. began in November 1938 to bring electricity to a rural area that investor-owned utilities would not serve, with local residents going door to door to sign up members who paid $5 to join. Its service territory covers 10,750 square miles across counties including Atascosa, Brooks, Dimmit, Duval, Edwards, Frio, Jim Hogg, Kinney, La Salle, McMullen, and Medina.
Medina Electric Cooperative, Inc. bills commonly include electricity usage charges, membership fees, demand charges, fuel cost adjustments, and power cost recovery charges. Deferit is unaffiliated with Medina Electric Cooperative, Inc.
How to Pay Your Medina Electric Cooperative, Inc. Bill
- Online: Pay online via the SmartHub portal linked from https://www.medinaec.org/billpay — no login required via the PayNow option.
- Phone: Call 1-866-632-3532 (1-866-MEC-ELEC) and choose Option 3 for the automated payment system to pay by card or check.
- Mail: Mail your payment with the stub to Medina Electric Cooperative, Inc., PO Box 33850, San Antonio, TX 78265-3850.
- In-Person: Pay at a member services office (drive-thru or night drop available) or at a MoneyGram ($1.50 fee) or Fidelity Express ($1.00 fee) location; office locations listed at https://www.medinaec.org/contact-us.
- Auto-Pay: Enroll in Auto Pay via SmartHub or by calling 1-866-632-3532 Option 3; accepts Amex, Discover, Visa, MasterCard, or bank account, details at https://www.medinaec.org/billpay.
- App: Pay via the SmartHub mobile app, available on Google Play (coop.nisc.android.smarthub) and the Apple App Store (SmartHub, id474874963).
- Budget Billing: Enroll in Levelized or Average Payment budget billing by completing the budget payment agreement form referenced at https://www.medinaec.org/billpay.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Medina Electric Cooperative, Inc. Payment Methods & Addresses
Retrieved June 2026 · Source: medinaec.org/billpay ·medinaec.org.
Pay your Medina Electric Cooperative, Inc. bill with Deferit
Pay now and split it into 4 installments, once every two weeks.
Learn more →Common Questions About Medina Electric Cooperative, Inc.
Can I use Deferit to pay my Medina Electric Cooperative, Inc. bill? ›
Yes. Enter your Medina Electric Cooperative, Inc. bill amount in the Deferit app or online, and we pay Medina Electric Cooperative, Inc. directly. You pay us in 4 smaller payments, once every two weeks.
Split this bill in 4What payment methods does Medina Electric Cooperative, Inc. accept? ›
Medina Electric Cooperative, Inc. typically accepts online payments via credit card, debit card, or bank transfer. Visit medinaec.org or contact their support team for the most up-to-date options.
Does Medina Electric Cooperative, Inc. offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Medina Electric Cooperative, Inc.'s website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Medina Electric Cooperative, Inc. bill on time? ›
Contact Medina Electric Cooperative, Inc. directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026