Biller name
Microf, LLC
HQ: Atlanta, GA
Legal name
Microf, LLC
Website
Deferit is unaffiliated with Microf, LLC
Pay your Microf, LLC bill with Deferit
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Financing Option
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How to pay Payment methods Support Late fees FAQ Split into installments
Microf, LLC Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 855-642-7631 |
| Customer Service | 855-498-8200 |
Retrieved July 2026 · Source: microf.com/contact ·microf.com/contact-us · current departmental phone numbers and hours of operation.
About Microf, LLC
Microf is a financing company headquartered in Atlanta, Georgia that specializes in lease-to-own agreements for HVAC systems and water heaters. The company serves individuals with limited credit access. Microf operates across the Midwest, Southeast, Mid-Atlantic, and West regions of the United States, with service unavailable in Alaska, Hawaii, Maine, Minnesota, New Jersey, Vermont, Wisconsin, and Wyoming.
Microf, LLC bills commonly include monthly lease payments, interest charges, service fees, and maintenance charges for HVAC systems and water heater financing. Deferit is unaffiliated with Microf, LLC.
How to Pay Your Microf, LLC Bill
- Online: Pay online at microf.com using credit card, debit card, Google Pay, Apple Pay, or ACH transfer; no account registration required.
- Phone: Call 855-642-7631 (customer support, Monday-Friday 8 AM-8 PM EST, Saturday 9 AM-2 PM EST) to pay by phone.
- Auto-Pay: Set up automatic monthly payments through your online account; contact 855-642-7631 to cancel anytime.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: microf.com.
Late Fees & Payment Policies
| Policy / Fee | Amount | Notes |
|---|---|---|
| Convenience fee (card payments, lease accounts only) | 1.99% of payment amount | Applied for one-time debit card or credit card payments; charged to third-party payment processor. Lease accounts have no additional cost for ACH payments. |
Retrieved July 2026 · Source: microf.com/terms-of-use
Need to split your Microf, LLC bill into installments?
Retrieved July 2026 · Source: microf.com.
| Microf, LLC payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Microf, LLC's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Microf, LLC offers payment arrangements, limits are set by Microf, LLC based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Microf, LLC at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Microf, LLC's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Microf, LLC and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Microf, LLC bills only | Microf, LLC and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Microf, LLC bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Microf, LLC
Can I use Deferit to pay my Microf, LLC bill? ›
Yes. Enter your Microf, LLC bill amount in Deferit and we pay Microf, LLC in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Microf, LLC accept? ›
Microf, LLC typically accepts online payments via credit card, debit card, or bank transfer. Visit microf.com or contact their support team for the most up-to-date options.
Does Microf, LLC offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Microf, LLC's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Microf, LLC bill on time? ›
Contact Microf, LLC directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026