Biller name
Mid-Carolina Electric Cooperative Inc
HQ: Lexington, SC
Legal name
Mid-Carolina Electric Cooperative Inc
Website
Deferit is unaffiliated with Mid-Carolina Electric Cooperative Inc
Deferit can pay your Mid-Carolina Electric Cooperative Inc bill, and you pay Deferit in 4 smaller payments.1
300+ Mid-Carolina Electric Cooperative Inc bills paid · typical bill $2202 Deferit is unaffiliated with Mid-Carolina Electric Cooperative Inc
Your repayment schedule
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Enter your bill amount to see your payment schedule.
Monthly membership applies, cancelable anytime. All payments incur a processing fee.
How to pay Payment methods Support FAQ
Need to split your Mid-Carolina Electric Cooperative Inc bill into installments?
Retrieved June 2026 · Source: mcecoop.com.
| Mid-Carolina Electric Cooperative Inc payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Mid-Carolina Electric Cooperative Inc's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Mid-Carolina Electric Cooperative Inc offers payment arrangements, limits are set by Mid-Carolina Electric Cooperative Inc based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Mid-Carolina Electric Cooperative Inc at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Mid-Carolina Electric Cooperative Inc's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a processing fee per payment. No Deferit late fees on Max and Ultra memberships.* |
| If you miss a payment | Missed-payment consequences are set by Mid-Carolina Electric Cooperative Inc and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Mid-Carolina Electric Cooperative Inc bills only | Mid-Carolina Electric Cooperative Inc and most other US household bills |
| Learn more → |
*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.
Mid-Carolina Electric Cooperative Inc Account & Billing Support
| Department | Number / Channel |
|---|---|
| Member Services Main | 803-749-6400 |
| Member Services (toll-free) | 888-813-8000 |
| Report Outages | 803-749-6444 |
| Report Outages (toll-free) | 888-813-7000 |
Retrieved June 2026 · Source: mcecoop.com/contact · current departmental phone numbers and hours of operation.
About Mid-Carolina Electric Cooperative Inc
Mid-Carolina Electric Cooperative Inc is a member-owned utility company serving South Carolina's mid-region as a Touchstone Energy® Cooperative. The company provides electrical utility services and operates fiber optic internet services through its CarolinaConnect brand. The cooperative offers on-bill financing options and outage management.
Mid-Carolina Electric Cooperative Inc bills commonly include basic service charges, energy usage charges, demand charges, fuel and purchased power adjustments, and taxes. Deferit is unaffiliated with Mid-Carolina Electric Cooperative Inc.
How to Pay Your Mid-Carolina Electric Cooperative Inc Bill
- Online: Pay via SmartHub at https://mcecoop.smarthub.coop/Login.html (account login) or https://mcecoop.smarthub.coop/PayNow.html (one-time payment). Accepts AMEX, Discover, MasterCard, Visa, personal checking. Allow 24 hours for processing.
- Phone: Call (803) 749-6500 or (888) 850-6770. Accepts AMEX, Discover, MasterCard, Visa. No fee. Account number required.
- In-Person: Drive-thru at Lexington (254 Longs Pond Road, Lexington, SC 29071) or Irmo (7524 Broad River Road, Irmo, SC 29063). Hours: 7:30 AM–5:30 PM Mon-Thu; 7:30 AM–11:30 AM Fri.
- In-Person: Cash payment at participating retailers. $1.50 convenience fee. Scan barcode at checkout for real-time posting.
- Mail: Mail check payment to P.O. Box 669, Lexington, SC 29071. No fee.
- Auto-Pay: Automatic bank draft. Contact Member Services at (803) 749-6400 or (888) 813-8000 to enroll.
- App: SmartHub mobile app (free) available on Apple App Store and Google Play for account management and bill pay.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Mid-Carolina Electric Cooperative Inc Payment Methods & Addresses
Retrieved June 2026 · Source: mcecoop.com/my-account/payment-options.
Pay your Mid-Carolina Electric Cooperative Inc bill with Deferit
Pay now and split it into 4 installments, once every two weeks.
Learn more →Common Questions About Mid-Carolina Electric Cooperative Inc
Can I use Deferit to pay my Mid-Carolina Electric Cooperative Inc bill? ›
Yes. Enter your Mid-Carolina Electric Cooperative Inc bill amount in the Deferit app or online, and we pay Mid-Carolina Electric Cooperative Inc directly. You pay us in 4 smaller payments, once every two weeks.
Split this bill in 4What payment methods does Mid-Carolina Electric Cooperative Inc accept? ›
Mid-Carolina Electric Cooperative Inc typically accepts online payments via credit card, debit card, or bank transfer. Visit mcecoop.com or contact their support team for the most up-to-date options.
Does Mid-Carolina Electric Cooperative Inc offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Mid-Carolina Electric Cooperative Inc's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Mid-Carolina Electric Cooperative Inc bill on time? ›
Contact Mid-Carolina Electric Cooperative Inc directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026