Biller name
Middle Tennessee Electric
HQ: Murfreesboro
Legal name
Middle Tennessee Electric
Website
Also known as
Middle Tennessee Electric · MTE
Deferit is unaffiliated with Middle Tennessee Electric
Pay your Middle Tennessee Electric bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Support FAQ Split into installments
Middle Tennessee Electric Account & Billing Support
| Department | Number / Channel |
|---|---|
| 24/7 Live Support Main | 877-777-9020 |
Retrieved Jun 2026 · Source: mte.com · current departmental phone numbers and hours of operation.
Middle Tennessee Electric Bill Types
About Middle Tennessee Electric
Middle Tennessee Electric Membership Corporation (MTE) is a member-owned electric cooperative serving residential and business customers across parts of middle Tennessee, including the Wilson, Williamson, Rutherford, and Cannon county areas. The cooperative is governed by a board elected from its membership.
How to Pay Your Middle Tennessee Electric Bill
- App: myMTE
- With Deferit: Pay with Deferit and split the bill into 4 installments, once every two weeks. Deferit pays Middle Tennessee Electric in full immediately. Learn more →
Need to split your Middle Tennessee Electric bill into installments?
Retrieved Jun 2026 · Source: mte.com.
| Middle Tennessee Electric payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Middle Tennessee Electric's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Middle Tennessee Electric offers payment arrangements, limits are set by Middle Tennessee Electric based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Middle Tennessee Electric at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Middle Tennessee Electric's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Middle Tennessee Electric and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Middle Tennessee Electric bills only | Middle Tennessee Electric and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Middle Tennessee Electric bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Middle Tennessee Electric
Can I use Deferit to pay my Middle Tennessee Electric bill? ›
Yes. Enter your Middle Tennessee Electric bill amount in Deferit and we pay Middle Tennessee Electric in full straight away. You repay us in 4 fortnightly instalments, completely free.
What payment methods does Middle Tennessee Electric accept? ›
Middle Tennessee Electric typically accepts online payments via credit card, debit card, or bank transfer. Visit Middle Tennessee Electric's website or contact their support team for the most up-to-date options.
Does Middle Tennessee Electric offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Middle Tennessee Electric's website or app to check whether autopay is available and how to enrol.
What do I do if I can't pay my Middle Tennessee Electric bill on time? ›
Contact Middle Tennessee Electric directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: Jun 2026