Biller name
MidSouth Electric Co-op
HQ: Navasota, TX
Legal name
Mid-South Electric Cooperative Association
Website
Deferit is unaffiliated with MidSouth Electric Co-op
Pay your MidSouth Electric Co-op bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
MidSouth Electric Co-op Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | (936) 825-5100 |
Retrieved July 2026 · Source: midsouthelectric.com/contact ·midsouthelectric.com/faqs/should-i-report-my-outage ·midsouthelectric.com · current departmental phone numbers and hours of operation.
About MidSouth Electric Co-op
MidSouth Electric Co-op is a utility cooperative founded in 1940 and headquartered in Navasota, Texas, with office locations in Montgomery and Huntsville. The cooperative provides electricity, water, wastewater, and internet services to its members.
MidSouth Electric Co-op bills commonly include electricity usage charges, demand or base charges, transmission and distribution fees, water consumption charges, wastewater and sewer charges, and internet service fees. Deferit is unaffiliated with MidSouth Electric Co-op.
How to Pay Your MidSouth Electric Co-op Bill
- Online: Log in to midsouthelectric.com/login to pay online via the Member Service Portal
- Phone: Call (936) 825-5100 or (888) 525-6677 to pay by phone
- Auto-Pay: Set up automatic payments through your Member Service Portal at midsouthelectric.com/login or call (936) 825-5100
- In-Person: Pay in person at Navasota (9409 N Hwy 6 Loop), Montgomery (22490 TX-105), or Huntsville (1424 Hwy 75 N)
- Mail: Send check or money order using the payment envelope included with your bill
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: midsouthelectric.com/bill-pay-options ·midsouthelectric.com ·midsouthelectric.com/login.
Need to split your MidSouth Electric Co-op bill into installments?
Retrieved July 2026 · Source: midsouthelectric.com.
| MidSouth Electric Co-op payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check MidSouth Electric Co-op's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If MidSouth Electric Co-op offers payment arrangements, limits are set by MidSouth Electric Co-op based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by MidSouth Electric Co-op at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check MidSouth Electric Co-op's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by MidSouth Electric Co-op and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | MidSouth Electric Co-op bills only | MidSouth Electric Co-op and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your MidSouth Electric Co-op bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About MidSouth Electric Co-op
Can I use Deferit to pay my MidSouth Electric Co-op bill? ›
Yes. Enter your MidSouth Electric Co-op bill amount in Deferit and we pay MidSouth Electric Co-op in full right away. You repay us in 4 bi-weekly installments.
What payment methods does MidSouth Electric Co-op accept? ›
MidSouth Electric Co-op typically accepts online payments via credit card, debit card, or bank transfer. Visit midsouthelectric.com or contact their support team for the most up-to-date options.
Does MidSouth Electric Co-op offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit MidSouth Electric Co-op's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my MidSouth Electric Co-op bill on time? ›
Contact MidSouth Electric Co-op directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026