Home › Pay › Missouri American Water

Biller name

Missouri American Water

HQ: Saint Louis, MO


Legal name

Missouri American Water Co

Deferit is unaffiliated with Missouri American Water

Deferit can pay your Missouri American Water bill, and you pay Deferit in 4 smaller payments.1

Typical Missouri American Water bill: $2002

Your repayment schedule

Enter your bill amount to see your payment schedule.

Monthly membership applies, cancelable anytime. All payments incur a processing fee.

How to pay Payment methods Support FAQ

Need to split your Missouri American Water bill into installments?

Retrieved June 2026 · Source: amwater.com/moaw.

Missouri American Water payment arrangementDeferit
How to accessCheck Missouri American Water's online account, payment portal, or customer support team for available payment arrangement options.Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app.
Maximum splitIf Missouri American Water offers payment arrangements, limits are set by Missouri American Water based on your account status. We couldn't verify a published maximum split.4 installments, once every two weeks, up to your Deferit balance
Eligibility & approvalDecided by Missouri American Water at request time based on account statusMonthly Deferit membership, no lock-ins. Cancel anytime.
Fees & interestFees and interest were not published in the sources reviewed. Check Missouri American Water's payment portal or support team before setting up an arrangement.Monthly Deferit membership plus a processing fee per payment. No Deferit late fees on Max and Ultra memberships.*
If you miss a paymentMissed-payment consequences are set by Missouri American Water and may include late fees, service interruption, or collection activity depending on your account.You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.*
Works forMissouri American Water bills onlyMissouri American Water and most other US household bills
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*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.

Missouri American Water Account & Billing Support

DepartmentNumber / Channel
Customer Service Main866-430-0820
TTY711

Retrieved June 2026 · Source: amwater.com/moaw/contact-us · current departmental phone numbers and hours of operation.

About Missouri American Water

Missouri American Water provides water and wastewater services to approximately 1.6 million people in Missouri.

Missouri American Water bills commonly include water consumption charges, wastewater treatment fees, and stormwater fees. Deferit is unaffiliated with Missouri American Water.

How to Pay Your Missouri American Water Bill

  1. Online: Pay online through your MyWater portal at https://amwater.com/mywater using your bank account or credit card.
  2. Phone: Call 1-855-748-6066 to pay with a credit card or electronic check.
  3. Mail: Mail your check with the bill stub to P.O. Box 6029, Carol Stream, IL 60197-6029.
  4. In-Person: Pay at authorized retail locations using the barcode found on your bill.
  5. Auto-Pay: Set up automatic payments through MyWater portal or by calling 1-866-430-0820.
  6. With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →

Missouri American Water Payment Methods & Addresses

Payment Mailing Address P.O. Box 6029, Carol Stream, IL 60197-6029 Lockbox for mail payments. Do not send cash, staples, or paper clips.
Phone 1-855-748-6066
Mail Send check with bill stub to P.O. Box 6029, Carol Stream, IL 60197-6029
In person Use authorized payment locations with barcode on bill

Retrieved June 2026 · Source: amwater.com/moaw/pay-my-bill ·amwater.com/moaw.

Pay your Missouri American Water bill with Deferit

Pay now and split it into 4 installments, once every two weeks.

Learn more →

Common Questions About Missouri American Water

Can I use Deferit to pay my Missouri American Water bill? ›

Yes. Enter your Missouri American Water bill amount in the Deferit app or online, and we pay Missouri American Water directly. You pay us in 4 smaller payments, once every two weeks.

Split this bill in 4
What payment methods does Missouri American Water accept? ›

Missouri American Water typically accepts online payments via credit card, debit card, or bank transfer. Visit amwater.com or contact their support team for the most up-to-date options.

Does Missouri American Water offer autopay? ›

Most billers offer automatic payment to help avoid late fees. Visit Missouri American Water's website or app to check whether autopay is available and how to enroll.

What do I do if I can't pay my Missouri American Water bill on time? ›

Contact Missouri American Water directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.

Learn more →

Updated: June 2026

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