Biller name
Mount Carmel Public Utility Co.
HQ: Mount Carmel, IL
Legal name
Mt. Carmel Public Utility Co.
Website
Deferit is unaffiliated with Mount Carmel Public Utility Co.
Pay your Mount Carmel Public Utility Co. bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
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How to pay Payment methods Support FAQ Split into installments
Mount Carmel Public Utility Co. Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | (618) 262-5151 |
| Customer Service | 877-262-7036 |
| Pay by Phone | 855-939-3581 |
Retrieved July 2026 · Source: mtcpu.com/contact · current departmental phone numbers and hours of operation.
About Mount Carmel Public Utility Co.
Mount Carmel Public Utility Co. provides electricity and natural gas services to customers in Mount Carmel, Illinois, and surrounding areas including portions of Wabash County and the villages of Allendale, Patton, St. Francisville, Bellmont, Keensburg, and Cowling. The company serves both residential and non-residential customers across its service territory.
Mount Carmel Public Utility Co bills commonly include electricity usage charges, natural gas charges, and fuel cost adjustments. Deferit is unaffiliated with Mount Carmel Public Utility Co.
How to Pay Your Mount Carmel Public Utility Co. Bill
- Online: Pay online through the SmartHub portal accessible from mtcpu.com.
- Phone: Call 1-855-939-3581 to pay by phone.
- Mail: Mail payments to P O Box 220, Mount Carmel, IL 62863.
- In-Person: Pay in person at 316 N. Market Street, Mount Carmel, IL 62863 (Monday–Friday, 8:30 AM–12:00 PM and 1:00 PM–4:30 PM).
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: mtcpu.com ·mtcpu.com/contact.
Need to split your Mount Carmel Public Utility Co. bill into installments?
Retrieved July 2026 · Source: mtcpu.com.
| Mount Carmel Public Utility Co. payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Mount Carmel Public Utility Co.'s online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Mount Carmel Public Utility Co. offers payment arrangements, limits are set by Mount Carmel Public Utility Co. based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Mount Carmel Public Utility Co. at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Mount Carmel Public Utility Co.'s payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Mount Carmel Public Utility Co. and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Mount Carmel Public Utility Co. bills only | Mount Carmel Public Utility Co. and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Mount Carmel Public Utility Co. bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Mount Carmel Public Utility Co.
Can I use Deferit to pay my Mount Carmel Public Utility Co. bill? ›
Yes. Enter your Mount Carmel Public Utility Co. bill amount in Deferit and we pay Mount Carmel Public Utility Co. in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Mount Carmel Public Utility Co. accept? ›
Mount Carmel Public Utility Co. typically accepts online payments via credit card, debit card, or bank transfer. Visit mtcpu.com or contact their support team for the most up-to-date options.
Does Mount Carmel Public Utility Co. offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Mount Carmel Public Utility Co.'s website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Mount Carmel Public Utility Co. bill on time? ›
Contact Mount Carmel Public Utility Co. directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026