Biller name
Middle Tennessee Electric
HQ: Murfreesboro, TN
Legal name
Middle Tennessee Electric Membership Corporation
Website
Deferit is unaffiliated with Middle Tennessee Electric
Pay your Middle Tennessee Electric bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Middle Tennessee Electric Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 877-777-9020 |
| Emergency / Outage | 877-777-0215 |
Retrieved June 2026 · Source: mte.com/contact ·mte.com/contact-us · current departmental phone numbers and hours of operation.
About Middle Tennessee Electric
Middle Tennessee Electric is a cooperative founded in 1936 that serves more than 750,000 Tennesseans through 345,000+ accounts across 11 Middle Tennessee counties, with primary service in Rutherford, Cannon, Williamson, and Wilson counties.
Middle Tennessee Electric bills commonly include electricity usage charges, demand charges, transmission and distribution fees, and fuel cost adjustments. Deferit is unaffiliated with Middle Tennessee Electric.
How to Pay Your Middle Tennessee Electric Bill
- Phone: Call 877-777-9020 to make payments 24/7
- App: Use the myMTE mobile application to make payments; version 26.3 or later required for payment functionality
- In-Person: Pay at six regional offices (Murfreesboro, Smyrna, Franklin, Lebanon, Mt. Juliet, Woodbury) Monday-Friday 7:30 a.m. - 5:00 p.m. with lobby and drive-thru options
- Mail: Send payment to P.O. Box 330008, Murfreesboro, TN 37133
- Budget Billing: Levelized billing available for residential members that averages previous 12 months of usage for consistent monthly payments
- Auto-Pay: Set up automatic payments through myMTE portal or contact Member Services at 877-777-9020
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: mte.com/contact-us ·mte.com/billing ·mte.com.
Need to split your Middle Tennessee Electric bill into installments?
Retrieved June 2026 · Source: mte.com.
| Middle Tennessee Electric payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Middle Tennessee Electric's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Middle Tennessee Electric offers payment arrangements, limits are set by Middle Tennessee Electric based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Middle Tennessee Electric at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Middle Tennessee Electric's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Middle Tennessee Electric and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Middle Tennessee Electric bills only | Middle Tennessee Electric and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Middle Tennessee Electric bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Middle Tennessee Electric
Can I use Deferit to pay my Middle Tennessee Electric bill? ›
Yes. Enter your Middle Tennessee Electric bill amount in Deferit and we pay Middle Tennessee Electric in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Middle Tennessee Electric accept? ›
Middle Tennessee Electric typically accepts online payments via credit card, debit card, or bank transfer. Visit mte.com or contact their support team for the most up-to-date options.
Does Middle Tennessee Electric offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Middle Tennessee Electric's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Middle Tennessee Electric bill on time? ›
Contact Middle Tennessee Electric directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026