Biller name
Navajo Tribal Utility Authority
HQ: Fort Defiance, AZ
Legal name
Navajo Tribal Utility Authority
Website
Deferit is unaffiliated with Navajo Tribal Utility Authority
Pay your Navajo Tribal Utility Authority bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Navajo Tribal Utility Authority Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-528-5011 |
Retrieved July 2026 · Source: ntua.com ·ntua.com/contact-us.html · current departmental phone numbers and hours of operation.
About Navajo Tribal Utility Authority
The Navajo Tribal Utility Authority (NTUA) is a tribally-owned utility provider established in 1959 to serve the Navajo Nation, which spans approximately 27,000 square miles. NTUA operates electric, water, wastewater, natural gas, and communications infrastructure, as well as off-grid residential solar services for the Navajo people. The organization functions as a self-sustaining, not-for-profit enterprise.
Navajo Tribal Utility Authority bills commonly include electricity usage charges, water consumption fees, wastewater and sewer charges, natural gas service fees, communications charges, and solar service fees for participating customers. Deferit is unaffiliated with Navajo Tribal Utility Authority.
How to Pay Your Navajo Tribal Utility Authority Bill
- Online: Pay online at https://www.myntua.com/ through NTUA's customer portal.
- Phone: Call 1-800-528-5011 to pay by phone with automated or customer service assistance.
- Mail: Mail a check or money order to P.O. Box 170, Fort Defiance, AZ 86504.
- Auto-Pay: Set up automatic recurring payments directly through your bank or financial institution.
- In-Person: Pay in person at NTUA office locations in Chinle or Fort Defiance with cash, check, card, or money order.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: ntua.com.
Need to split your Navajo Tribal Utility Authority bill into installments?
Retrieved July 2026 · Source: ntua.com.
| Navajo Tribal Utility Authority payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Navajo Tribal Utility Authority's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Navajo Tribal Utility Authority offers payment arrangements, limits are set by Navajo Tribal Utility Authority based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Navajo Tribal Utility Authority at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Navajo Tribal Utility Authority's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Navajo Tribal Utility Authority and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Navajo Tribal Utility Authority bills only | Navajo Tribal Utility Authority and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Navajo Tribal Utility Authority bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Navajo Tribal Utility Authority
Can I use Deferit to pay my Navajo Tribal Utility Authority bill? ›
Yes. Enter your Navajo Tribal Utility Authority bill amount in Deferit and we pay Navajo Tribal Utility Authority in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Navajo Tribal Utility Authority accept? ›
Navajo Tribal Utility Authority typically accepts online payments via credit card, debit card, or bank transfer. Visit ntua.com or contact their support team for the most up-to-date options.
Does Navajo Tribal Utility Authority offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Navajo Tribal Utility Authority's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Navajo Tribal Utility Authority bill on time? ›
Contact Navajo Tribal Utility Authority directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026