Biller name
NEC Co-op Energy
HQ: Corpus Christi, TX
Legal name
Nueces Electric Cooperative, Inc.
Website
Deferit is unaffiliated with NEC Co-op Energy
Pay your NEC Co-op Energy bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
NEC Co-op Energy Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 855-632-7348 |
| Customer Service | 361-767-3865 |
Retrieved July 2026 · Source: neccoopenergy.com/contact ·neccoopenergy.com/contact-us ·neccoopenergy.com/report-an-outage · current departmental phone numbers and hours of operation.
About NEC Co-op Energy
NEC Co-op Energy is a non-profit electric cooperative headquartered in Corpus Christi, Texas, serving residential and commercial customers throughout the state. It operates as the only non-profit electric cooperative in Texas.
NEC Co-op Energy bills commonly include electricity consumption charges, transmission and distribution fees, fuel cost adjustments, and regulatory charges. Deferit is unaffiliated with NEC Co-op Energy.
How to Pay Your NEC Co-op Energy Bill
- Online: Pay online via https://neccoopenergy.com/for-members/pay-your-bill/ (10-digit account number required).
- Phone: Call 1-855-632-7348 (Monday-Friday 8am-5pm, free after-hours option also available).
- Mail: Mail payment to PO Box 659832, San Antonio, TX 78265-9132.
- In-Person: Pay in person at 5017 Saratoga Blvd, Unit 135, Corpus Christi, TX 78413.
- Auto-Pay: Set up automatic recurring payments via https://neccoopenergy.com/for-members/pay-your-bill/.
- In-Person: Pay at Fidelity Express Pay Stations (locate stations at https://fidelityexpress.co/map/).
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: neccoopenergy.com/for-members/pay-your-bill ·neccoopenergy.com/pay ·neccoopenergy.com.
Need to split your NEC Co-op Energy bill into installments?
Retrieved July 2026 · Source: neccoopenergy.com.
| NEC Co-op Energy payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check NEC Co-op Energy's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If NEC Co-op Energy offers payment arrangements, limits are set by NEC Co-op Energy based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by NEC Co-op Energy at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check NEC Co-op Energy's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by NEC Co-op Energy and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | NEC Co-op Energy bills only | NEC Co-op Energy and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your NEC Co-op Energy bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About NEC Co-op Energy
Can I use Deferit to pay my NEC Co-op Energy bill? ›
Yes. Enter your NEC Co-op Energy bill amount in Deferit and we pay NEC Co-op Energy in full right away. You repay us in 4 bi-weekly installments.
What payment methods does NEC Co-op Energy accept? ›
NEC Co-op Energy typically accepts online payments via credit card, debit card, or bank transfer. Visit neccoopenergy.com or contact their support team for the most up-to-date options.
Does NEC Co-op Energy offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit NEC Co-op Energy's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my NEC Co-op Energy bill on time? ›
Contact NEC Co-op Energy directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026