Biller name
NIPSCO
HQ: Merrillville, IN
Legal name
Northern Indiana Public Service Company
Website
Deferit is unaffiliated with NIPSCO
Pay your NIPSCO bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
NIPSCO Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-464-7726 |
| Emergency / Outage | 800-634-3524 |
| TTY | 800-635-0952 |
Retrieved June 2026 · Source: nipsco.com/contact-us · current departmental phone numbers and hours of operation.
About NIPSCO
NIPSCO (Northern Indiana Public Service Company) is one of the largest fully regulated utility companies serving northern Indiana. As a subsidiary of NiSource Inc., NIPSCO provides electricity and operates power generation, transmission, and distribution infrastructure across the region.
NIPSCO bills commonly include electricity charges, natural gas charges, distribution and transmission fees, and energy delivery costs. Deferit is unaffiliated with NIPSCO.
How to Pay Your NIPSCO Bill
- Online: Pay online at https://www.nipsco.com/pay with bank account, credit/debit card, or digital wallet.
- Phone: Call 1-855-763-6277 to pay by phone; $2.00 convenience fee applies.
- Auto-Pay: Set up automatic monthly withdrawals from checking or savings account at https://www.nipsco.com/portal/enrollments/autopay.
- Mail: Mail checks or money orders to P.O. Box 13007, Merrillville, IN 46411-3007.
- In-Person: Find authorized payment locations at https://www.nipsco.com/bills-and-payments/payment-options/find-a-payment-location.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: nipsco.com/pay.
Need to split your NIPSCO bill into installments?
Retrieved June 2026 · Source: nipsco.com.
| NIPSCO payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check NIPSCO's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If NIPSCO offers payment arrangements, limits are set by NIPSCO based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by NIPSCO at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check NIPSCO's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by NIPSCO and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | NIPSCO bills only | NIPSCO and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your NIPSCO bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About NIPSCO
Can I use Deferit to pay my NIPSCO bill? ›
Yes. Enter your NIPSCO bill amount in Deferit and we pay NIPSCO in full right away. You repay us in 4 bi-weekly installments.
What payment methods does NIPSCO accept? ›
NIPSCO typically accepts online payments via credit card, debit card, or bank transfer. Visit nipsco.com or contact their support team for the most up-to-date options.
Does NIPSCO offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit NIPSCO's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my NIPSCO bill on time? ›
Contact NIPSCO directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026